WallStSmart

Corpay Inc (CPAY)vsLG Display Co Ltd (LPL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

LG Display Co Ltd generates 503911% more annual revenue ($25.30T vs $5.02B). CPAY leads profitability with a 22.7% profit margin vs -5.3%. CPAY appears more attractively valued with a PEG of 0.76. CPAY earns a higher WallStSmart Score of 70/100 (B-).

CPAY

Strong Buy

70

out of 100

Grade: B-

Growth: 5.3Profit: 8.5Value: 7.3Quality: 3.0
Piotroski: 2/9Altman Z: 1.06

LPL

Hold

36

out of 100

Grade: F

Growth: 2.7Profit: 2.5Value: 4.0Quality: 3.5
Piotroski: 5/9Altman Z: 1.25
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPAYUndervalued (+26.4%)

Margin of Safety

+26.4%

Fair Value

$470.77

Current Price

$395.16

$75.61 discount

UndervaluedFair: $470.77Overvalued

Intrinsic value data unavailable for LPL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPAY6 strengths · Avg: 8.8/10
Return on EquityProfitability
32.2%10/10

Every $100 of equity generates 32 in profit

Operating MarginProfitability
46.9%10/10

Strong operational efficiency at 46.9%

Profit MarginProfitability
22.7%9/10

Keeps 23 of every $100 in revenue as profit

PEG RatioValuation
0.768/10

Growing faster than its price suggests

Revenue GrowthGrowth
21.5%8/10

Revenue surging 21.5% year-over-year

Free Cash FlowQuality
$1.42B8/10

Generating 1.4B in free cash flow

LPL2 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$690.95B10/10

Generating 691.0B in free cash flow

Areas to Watch

CPAY4 concerns · Avg: 2.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-7.0%2/10

Earnings declined 7.0%

Altman Z-ScoreHealth
1.062/10

Distress zone — elevated risk

Debt/EquityHealth
3.001/10

Elevated debt levels

LPL4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

PEG RatioValuation
6.562/10

Expensive relative to growth rate

Return on EquityProfitability
-1.3%2/10

ROE of -1.3% — below average capital efficiency

EPS GrowthGrowth
-76.3%2/10

Earnings declined 76.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : CPAY

The strongest argument for CPAY centers on Return on Equity, Operating Margin, Profit Margin. Profitability is solid with margins at 22.7% and operating margin at 46.9%. Revenue growth of 21.5% demonstrates continued momentum.

Bull Case : LPL

The strongest argument for LPL centers on Price/Book, Free Cash Flow.

Bear Case : CPAY

The primary concerns for CPAY are Piotroski F-Score, EPS Growth, Altman Z-Score. Debt-to-equity of 3.00 is elevated, increasing financial risk.

Bear Case : LPL

The primary concerns for LPL are Revenue Growth, PEG Ratio, Return on Equity. Debt-to-equity of 2.13 is elevated, increasing financial risk.

Key Dynamics to Monitor

CPAY profiles as a growth stock while LPL is a turnaround play — different risk/reward profiles.

LPL carries more volatility with a beta of 1.32 — expect wider price swings.

CPAY is growing revenue faster at 21.5% — sustainability is the question.

LPL generates stronger free cash flow (691.0B), providing more financial flexibility.

Bottom Line

CPAY scores higher overall (70/100 vs 36/100), backed by strong 22.7% margins and 21.5% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Corpay Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Corpay Inc. is a prominent player in the integrated payment solutions space, specializing in transforming corporate payables and receivables for diverse industries. With a focus on advanced technology and data analytics, Corpay not only boosts cash flow and operational efficiency but also empowers clients to prioritize their core business activities. The firm’s extensive range of financial services, combined with a steadfast dedication to customer satisfaction and regulatory adherence, positions it as an essential partner for businesses operating globally. As the fintech landscape undergoes rapid evolution, Corpay stands out as a compelling investment opportunity for institutional investors aiming to tap into growth within this dynamic sector.

LG Display Co Ltd

TECHNOLOGY · CONSUMER ELECTRONICS · USA

LG Display Co., Ltd. is dedicated to the design, manufacture and sale of thin film transistor liquid crystal displays (TFT-LCD) and display panels based on organic light emitting diode (OLED) technology. The company is headquartered in Seoul, South Korea.

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