WallStSmart

Corpay Inc (CPAY)vsCrowdstrike Holdings Inc (CRWD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Crowdstrike Holdings Inc generates 6% more annual revenue ($4.81B vs $4.53B). CPAY leads profitability with a 23.6% profit margin vs -3.4%. CPAY appears more attractively valued with a PEG of 0.74. CPAY earns a higher WallStSmart Score of 74/100 (B).

CPAY

Strong Buy

74

out of 100

Grade: B

Growth: 6.7Profit: 8.5Value: 8.0Quality: 4.0
Piotroski: 2/9

CRWD

Hold

40

out of 100

Grade: D

Growth: 8.0Profit: 2.5Value: 4.0Quality: 4.3
Piotroski: 1/9Altman Z: 1.01
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CPAYOvervalued (-8.7%)

Margin of Safety

-8.7%

Fair Value

$318.85

Current Price

$291.83

$27.02 premium

UndervaluedFair: $318.85Overvalued

Intrinsic value data unavailable for CRWD.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CPAY5 strengths · Avg: 8.8/10
Operating MarginProfitability
57.1%10/10

Strong operational efficiency at 57.1%

Return on EquityProfitability
29.1%9/10

Every $100 of equity generates 29 in profit

Profit MarginProfitability
23.6%9/10

Keeps 24 of every $100 in revenue as profit

PEG RatioValuation
0.748/10

Growing faster than its price suggests

Revenue GrowthGrowth
20.7%8/10

Revenue surging 20.7% year-over-year

CRWD2 strengths · Avg: 8.5/10
Market CapQuality
$99.67B9/10

Large-cap with strong market position

Revenue GrowthGrowth
23.3%8/10

Revenue surging 23.3% year-over-year

Areas to Watch

CPAY1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

CRWD4 concerns · Avg: 2.5/10
Operating MarginProfitability
1.0%3/10

Operating margin of 1.0%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

PEG RatioValuation
3.372/10

Expensive relative to growth rate

Price/BookValuation
22.1x2/10

Trading at 22.1x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : CPAY

The strongest argument for CPAY centers on Operating Margin, Return on Equity, Profit Margin. Profitability is solid with margins at 23.6% and operating margin at 57.1%. Revenue growth of 20.7% demonstrates continued momentum.

Bull Case : CRWD

The strongest argument for CRWD centers on Market Cap, Revenue Growth. Revenue growth of 23.3% demonstrates continued momentum.

Bear Case : CPAY

The primary concerns for CPAY are Piotroski F-Score.

Bear Case : CRWD

The primary concerns for CRWD are Operating Margin, Piotroski F-Score, PEG Ratio.

Key Dynamics to Monitor

CRWD carries more volatility with a beta of 1.12 — expect wider price swings.

CRWD is growing revenue faster at 23.3% — sustainability is the question.

CPAY generates stronger free cash flow (760M), providing more financial flexibility.

Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CPAY scores higher overall (74/100 vs 40/100), backed by strong 23.6% margins and 20.7% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Corpay Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Corpay Inc is a prominent provider of integrated payment solutions designed to streamline corporate payables and receivables for businesses across diverse sectors. Utilizing advanced technology and data-driven insights, Corpay empowers clients to enhance cash flow and operational efficiency through optimized payment processes. With a comprehensive suite of financial services and a commitment to customer service and regulatory compliance, Corpay serves as an essential partner for organizations seeking to successfully navigate the complexities of global commerce. Its innovative approach to payment automation positions the company as a key player in the evolving landscape of financial technology.

Crowdstrike Holdings Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

CrowdStrike Holdings, Inc. provides cloud solutions for endpoint and cloud workload protection in the United States, Australia, Germany, India, Israel, Romania, and the United Kingdom. The company is headquartered in Sunnyvale, California.

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