WallStSmart

CNH Industrial N.V. (CNH)vsCopa Holdings SA (CPA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 380% more annual revenue ($18.09B vs $3.77B). CPA leads profitability with a 18.8% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. CPA earns a higher WallStSmart Score of 80/100 (A-).

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

CPA

Exceptional Buy

80

out of 100

Grade: A-

Growth: 7.3Profit: 8.0Value: 7.3Quality: 5.5
Piotroski: 3/9Altman Z: 2.09
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CNH.

CPAOvervalued (-6.4%)

Margin of Safety

-6.4%

Fair Value

$141.52

Current Price

$133.59

$7.93 premium

UndervaluedFair: $141.52Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

CPA6 strengths · Avg: 8.5/10
P/E RatioValuation
8.3x10/10

Attractively priced relative to earnings

Return on EquityProfitability
24.6%9/10

Every $100 of equity generates 25 in profit

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.6%8/10

Strong operational efficiency at 24.6%

Revenue GrowthGrowth
17.0%8/10

17.0% revenue growth

Areas to Watch

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

CPA2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-54.36M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bull Case : CPA

The strongest argument for CPA centers on P/E Ratio, Return on Equity, PEG Ratio. Profitability is solid with margins at 18.8% and operating margin at 24.6%. Revenue growth of 17.0% demonstrates continued momentum.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Bear Case : CPA

The primary concerns for CPA are Piotroski F-Score, Free Cash Flow.

Key Dynamics to Monitor

CNH profiles as a value stock while CPA is a growth play — different risk/reward profiles.

CNH carries more volatility with a beta of 1.23 — expect wider price swings.

CPA is growing revenue faster at 17.0% — sustainability is the question.

CPA generates stronger free cash flow (-54M), providing more financial flexibility.

Bottom Line

CPA scores higher overall (80/100 vs 51/100), backed by strong 18.8% margins and 17.0% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

Copa Holdings SA

INDUSTRIALS · AIRLINES · USA

Copa Holdings, SA, provides airline passenger and cargo services. The company is headquartered in Panama City, Panama.

Visit Website →

Want to dig deeper into these stocks?