WallStSmart

Cummins Inc (CMI)vsXPO Logistics Inc (XPO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Cummins Inc generates 308% more annual revenue ($33.89B vs $8.30B). CMI leads profitability with a 7.9% profit margin vs 4.2%. CMI appears more attractively valued with a PEG of 1.58. XPO earns a higher WallStSmart Score of 53/100 (C-).

CMI

Hold

47

out of 100

Grade: D+

Growth: 4.0Profit: 6.0Value: 4.3Quality: 6.5
Piotroski: 4/9Altman Z: 2.99

XPO

Buy

53

out of 100

Grade: C-

Growth: 6.7Profit: 6.0Value: 2.0Quality: 4.0
Piotroski: 4/9Altman Z: 1.63
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CMI.

XPOSignificantly Overvalued (-23.4%)

Margin of Safety

-23.4%

Fair Value

$163.60

Current Price

$218.94

$55.34 premium

UndervaluedFair: $163.60Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMI2 strengths · Avg: 9.0/10
Market CapQuality
$92.82B9/10

Large-cap with strong market position

Return on EquityProfitability
21.6%9/10

Every $100 of equity generates 22 in profit

XPO1 strengths · Avg: 8.0/10
EPS GrowthGrowth
46.6%8/10

Earnings expanding 46.6% YoY

Areas to Watch

CMI4 concerns · Avg: 3.8/10
PEG RatioValuation
1.584/10

Expensive relative to growth rate

P/E RatioValuation
35.0x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

Profit MarginProfitability
7.9%3/10

7.9% margin — thin

XPO4 concerns · Avg: 3.3/10
Price/BookValuation
13.8x4/10

Trading at 13.8x book value

Altman Z-ScoreHealth
1.634/10

Distress zone — elevated risk

Profit MarginProfitability
4.2%3/10

4.2% margin — thin

PEG RatioValuation
2.532/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : CMI

The strongest argument for CMI centers on Market Cap, Return on Equity.

Bull Case : XPO

The strongest argument for XPO centers on EPS Growth.

Bear Case : CMI

The primary concerns for CMI are PEG Ratio, P/E Ratio, Revenue Growth.

Bear Case : XPO

The primary concerns for XPO are Price/Book, Altman Z-Score, Profit Margin. A P/E of 78.7x leaves little room for execution misses. Debt-to-equity of 2.18 is elevated, increasing financial risk.

Key Dynamics to Monitor

XPO carries more volatility with a beta of 1.64 — expect wider price swings.

XPO is growing revenue faster at 7.3% — sustainability is the question.

CMI generates stronger free cash flow (120M), providing more financial flexibility.

Monitor SPECIALTY INDUSTRIAL MACHINERY industry trends, competitive dynamics, and regulatory changes.

Bottom Line

XPO scores higher overall (53/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cummins Inc

INDUSTRIALS · SPECIALTY INDUSTRIAL MACHINERY · USA

Cummins is a Columbus, Indiana based multinational corporation that designs, manufactures, and distributes engines, filtration, and power generation products. Cummins also services engines and related equipment, including fuel systems, controls, air handling, filtration, emission control, electrical power generation systems, and trucks.

XPO Logistics Inc

INDUSTRIALS · TRUCKING · USA

XPO Logistics, Inc. provides supply chain solutions in the United States, the rest of North America, France, the United Kingdom, the rest of Europe, and internationally. The company is headquartered in Greenwich, Connecticut.

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