WallStSmart

Chipotle Mexican Grill Inc (CMG)vsPapa John's International Inc (PZZA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Chipotle Mexican Grill Inc generates 481% more annual revenue ($11.93B vs $2.05B). CMG leads profitability with a 12.9% profit margin vs 1.5%. CMG appears more attractively valued with a PEG of 1.73. CMG earns a higher WallStSmart Score of 56/100 (C).

CMG

Buy

56

out of 100

Grade: C

Growth: 5.3Profit: 8.0Value: 7.3Quality: 5.0
Piotroski: 4/9Altman Z: 2.47

PZZA

Hold

35

out of 100

Grade: F

Growth: 2.0Profit: 5.0Value: 7.3Quality: 5.3
Piotroski: 5/9Altman Z: 2.96
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CMGSignificantly Overvalued (-147.3%)

Margin of Safety

-147.3%

Fair Value

$15.05

Current Price

$32.50

$17.45 premium

UndervaluedFair: $15.05Overvalued
PZZASignificantly Overvalued (-455.7%)

Margin of Safety

-455.7%

Fair Value

$6.12

Current Price

$33.12

$27.00 premium

UndervaluedFair: $6.12Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CMG1 strengths · Avg: 10.0/10
Return on EquityProfitability
47.4%10/10

Every $100 of equity generates 47 in profit

PZZA0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

CMG4 concerns · Avg: 4.0/10
PEG RatioValuation
1.734/10

Expensive relative to growth rate

P/E RatioValuation
28.5x4/10

Moderate valuation

Price/BookValuation
15.0x4/10

Trading at 15.0x book value

Revenue GrowthGrowth
4.9%4/10

4.9% revenue growth

PZZA4 concerns · Avg: 3.5/10
PEG RatioValuation
2.124/10

Expensive relative to growth rate

P/E RatioValuation
36.8x4/10

Premium valuation, high expectations priced in

Market CapQuality
$1.09B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CMG

The strongest argument for CMG centers on Return on Equity.

Bull Case : PZZA

PZZA has a balanced fundamental profile.

Bear Case : CMG

The primary concerns for CMG are PEG Ratio, P/E Ratio, Price/Book. Debt-to-equity of 3.48 is elevated, increasing financial risk.

Bear Case : PZZA

The primary concerns for PZZA are PEG Ratio, P/E Ratio, Market Cap. Thin 1.5% margins leave little buffer for downturns.

Key Dynamics to Monitor

PZZA carries more volatility with a beta of 1.24 — expect wider price swings.

CMG is growing revenue faster at 4.9% — sustainability is the question.

CMG generates stronger free cash flow (228M), providing more financial flexibility.

Monitor RESTAURANTS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CMG scores higher overall (56/100 vs 35/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Chipotle Mexican Grill Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

Chipotle Mexican Grill, Inc., often known simply as Chipotle, is an American chain of fast casual restaurants in the United States, United Kingdom, Canada, Germany, and France, specializing in tacos and Mission burritos that are made to order in front of the customer.

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Papa John's International Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

Papa John's International, Inc. operates and franchises pizza delivery and take-out restaurants under the Papa John's trademark in the United States and internationally. The company is headquartered in Louisville, Kentucky.

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