WallStSmart

Clipper Realty Inc (CLPR)vsSun Communities Inc (SUI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Communities Inc generates 1440% more annual revenue ($2.34B vs $151.92M). SUI leads profitability with a 59.7% profit margin vs -7.1%. SUI earns a higher WallStSmart Score of 48/100 (D+).

CLPR

Avoid

32

out of 100

Grade: F

Growth: 4.0Profit: 4.0Value: 6.7Quality: 7.0
Piotroski: 4/9Altman Z: 0.11

SUI

Hold

48

out of 100

Grade: D+

Growth: 3.3Profit: 7.0Value: 5.7Quality: 5.0
Piotroski: 5/9Altman Z: 0.56
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CLPRUndervalued (+49.3%)

Margin of Safety

+49.3%

Fair Value

$6.72

Current Price

$2.72

$4.00 discount

UndervaluedFair: $6.72Overvalued
SUIUndervalued (+39.4%)

Margin of Safety

+39.4%

Fair Value

$210.82

Current Price

$119.91

$90.91 discount

UndervaluedFair: $210.82Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CLPR2 strengths · Avg: 9.0/10
Debt/EquityHealth
-35.1710/10

Conservative balance sheet, low leverage

Operating MarginProfitability
21.0%8/10

Strong operational efficiency at 21.0%

SUI3 strengths · Avg: 9.0/10
Profit MarginProfitability
59.7%10/10

Keeps 60 of every $100 in revenue as profit

Return on EquityProfitability
20.5%9/10

Every $100 of equity generates 20 in profit

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Areas to Watch

CLPR4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$119.57M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-399.9%2/10

ROE of -399.9% — below average capital efficiency

Revenue GrowthGrowth
-3.3%2/10

Revenue declined 3.3%

SUI3 concerns · Avg: 2.0/10
PEG RatioValuation
8.162/10

Expensive relative to growth rate

EPS GrowthGrowth
-97.1%2/10

Earnings declined 97.1%

Altman Z-ScoreHealth
0.562/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CLPR

The strongest argument for CLPR centers on Debt/Equity, Operating Margin.

Bull Case : SUI

The strongest argument for SUI centers on Profit Margin, Return on Equity, Price/Book. Profitability is solid with margins at 59.7% and operating margin at 13.4%.

Bear Case : CLPR

The primary concerns for CLPR are EPS Growth, Market Cap, Return on Equity.

Bear Case : SUI

The primary concerns for SUI are PEG Ratio, EPS Growth, Altman Z-Score.

Key Dynamics to Monitor

CLPR profiles as a turnaround stock while SUI is a mature play — different risk/reward profiles.

CLPR carries more volatility with a beta of 0.94 — expect wider price swings.

SUI is growing revenue faster at 8.6% — sustainability is the question.

SUI generates stronger free cash flow (269M), providing more financial flexibility.

Bottom Line

SUI scores higher overall (48/100 vs 32/100), backed by strong 59.7% margins. CLPR offers better value entry with a 49.3% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Clipper Realty Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Clipper Realty Inc. is a New York-based real estate investment trust (REIT) focused on the acquisition, ownership, and management of multifamily residential properties, which include both rent-regulated and market-rate units. With a strategically diversified portfolio concentrated in urban markets, the company is poised to capitalize on the rising demand for urban living, thereby enhancing property values and maximizing shareholder returns. Led by an experienced management team, Clipper Realty remains dedicated to sustainable growth and delivering attractive risk-adjusted returns, positioning itself as a compelling investment opportunity within the urban multifamily space.

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Sun Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Sun Communities Inc. (SUI) is a premier real estate investment trust (REIT) specializing in the acquisition, development, and management of manufactured housing and recreational vehicle (RV) communities throughout the United States and Canada. With a robust portfolio of over 600 properties, the company is dedicated to generating long-term value by delivering consistent rental income while enhancing tenant experiences through focused community improvements. Sun Communities' strategic emphasis on sustainability and responsible land stewardship not only aligns with evolving housing trends but also positions it as an attractive investment for institutional investors seeking stability and growth in the affordable housing sector.

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