WallStSmart

Clipper Realty Inc (CLPR)vsEquity Residential (EQR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Equity Residential generates 1949% more annual revenue ($3.11B vs $151.92M). EQR leads profitability with a 30.6% profit margin vs -7.1%. EQR earns a higher WallStSmart Score of 49/100 (D+).

CLPR

Avoid

32

out of 100

Grade: F

Growth: 4.0Profit: 4.0Value: 6.7Quality: 7.0
Piotroski: 4/9Altman Z: 0.11

EQR

Hold

49

out of 100

Grade: D+

Growth: 3.3Profit: 7.5Value: 4.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CLPRUndervalued (+49.3%)

Margin of Safety

+49.3%

Fair Value

$6.72

Current Price

$2.72

$4.00 discount

UndervaluedFair: $6.72Overvalued
EQROvervalued (-9.0%)

Margin of Safety

-9.0%

Fair Value

$59.29

Current Price

$67.93

$8.64 premium

UndervaluedFair: $59.29Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CLPR2 strengths · Avg: 9.0/10
Debt/EquityHealth
-35.1710/10

Conservative balance sheet, low leverage

Operating MarginProfitability
21.0%8/10

Strong operational efficiency at 21.0%

EQR3 strengths · Avg: 8.7/10
Profit MarginProfitability
30.6%10/10

Keeps 31 of every $100 in revenue as profit

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Operating MarginProfitability
27.4%8/10

Strong operational efficiency at 27.4%

Areas to Watch

CLPR4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$119.57M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-399.9%2/10

ROE of -399.9% — below average capital efficiency

Revenue GrowthGrowth
-3.3%2/10

Revenue declined 3.3%

EQR4 concerns · Avg: 3.0/10
P/E RatioValuation
26.5x4/10

Moderate valuation

Revenue GrowthGrowth
2.5%4/10

2.5% revenue growth

PEG RatioValuation
8.152/10

Expensive relative to growth rate

EPS GrowthGrowth
-64.6%2/10

Earnings declined 64.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : CLPR

The strongest argument for CLPR centers on Debt/Equity, Operating Margin.

Bull Case : EQR

The strongest argument for EQR centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 30.6% and operating margin at 27.4%.

Bear Case : CLPR

The primary concerns for CLPR are EPS Growth, Market Cap, Return on Equity.

Bear Case : EQR

The primary concerns for EQR are P/E Ratio, Revenue Growth, PEG Ratio.

Key Dynamics to Monitor

CLPR profiles as a turnaround stock while EQR is a value play — different risk/reward profiles.

CLPR carries more volatility with a beta of 0.94 — expect wider price swings.

EQR is growing revenue faster at 2.5% — sustainability is the question.

EQR generates stronger free cash flow (335M), providing more financial flexibility.

Bottom Line

EQR scores higher overall (49/100 vs 32/100), backed by strong 30.6% margins. CLPR offers better value entry with a 49.3% margin of safety. Both earn "Hold" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Clipper Realty Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Clipper Realty Inc. is a New York-based real estate investment trust (REIT) focused on the acquisition, ownership, and management of multifamily residential properties, which include both rent-regulated and market-rate units. With a strategically diversified portfolio concentrated in urban markets, the company is poised to capitalize on the rising demand for urban living, thereby enhancing property values and maximizing shareholder returns. Led by an experienced management team, Clipper Realty remains dedicated to sustainable growth and delivering attractive risk-adjusted returns, positioning itself as a compelling investment opportunity within the urban multifamily space.

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Equity Residential

REAL ESTATE · REIT - RESIDENTIAL · USA

Equity Residential is a publicly traded real estate investment trust that invests in apartments.

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