WallStSmart

Click Holdings Limited (CLIK)vsH&R Block Inc (HRB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

H&R Block Inc generates 35288% more annual revenue ($3.79B vs $10.71M). HRB leads profitability with a 16.2% profit margin vs -9.5%. HRB earns a higher WallStSmart Score of 67/100 (B-).

CLIK

Hold

42

out of 100

Grade: D

Growth: 8.0Profit: 3.0Value: 5.0Quality: 5.0

HRB

Strong Buy

67

out of 100

Grade: B-

Growth: 6.0Profit: 7.5Value: 10.0Quality: 5.3
Piotroski: 5/9Altman Z: 1.99
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CLIK.

HRBUndervalued (+83.2%)

Margin of Safety

+83.2%

Fair Value

$177.02

Current Price

$30.78

$146.24 discount

UndervaluedFair: $177.02Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CLIK2 strengths · Avg: 10.0/10
Price/BookValuation
0.2x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
67.7%10/10

Revenue surging 67.7% year-over-year

HRB4 strengths · Avg: 9.0/10
P/E RatioValuation
7.2x10/10

Attractively priced relative to earnings

Return on EquityProfitability
67.9%10/10

Every $100 of equity generates 68 in profit

PEG RatioValuation
0.588/10

Growing faster than its price suggests

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

Areas to Watch

CLIK4 concerns · Avg: 3.0/10
EPS GrowthGrowth
4.0%4/10

4.0% earnings growth

Market CapQuality
$6.30M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Free Cash FlowQuality
$-847,8192/10

Negative free cash flow — burning cash

HRB3 concerns · Avg: 2.3/10
Altman Z-ScoreHealth
1.994/10

Grey zone — moderate risk

Free Cash FlowQuality
$-649.50M2/10

Negative free cash flow — burning cash

Operating MarginProfitability
-1.5%1/10

Operating margin of -1.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : CLIK

The strongest argument for CLIK centers on Price/Book, Revenue Growth. Revenue growth of 67.7% demonstrates continued momentum.

Bull Case : HRB

The strongest argument for HRB centers on P/E Ratio, Return on Equity, PEG Ratio. Profitability is solid with margins at 16.2% and operating margin at -1.5%. Revenue growth of 11.1% demonstrates continued momentum.

Bear Case : CLIK

The primary concerns for CLIK are EPS Growth, Market Cap, Return on Equity.

Bear Case : HRB

The primary concerns for HRB are Altman Z-Score, Free Cash Flow, Operating Margin.

Key Dynamics to Monitor

CLIK profiles as a hypergrowth stock while HRB is a mature play — different risk/reward profiles.

CLIK is growing revenue faster at 67.7% — sustainability is the question.

CLIK generates stronger free cash flow (-847,819), providing more financial flexibility.

Monitor PERSONAL SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HRB scores higher overall (67/100 vs 42/100), backed by strong 16.2% margins and 11.1% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Click Holdings Limited

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

Click Holdings Limited (CLIK) is an innovative technology company focused on delivering advanced digital solutions that drive customer engagement and support business growth. Leveraging cutting-edge data analytics and software development, Click Holdings empowers businesses to enhance their operational efficiency and expand their digital footprint across diverse sectors. With a strategic emphasis on scalability and customer-centric approaches, the company is well-positioned to meet the evolving demands of the digital marketplace, establishing itself as a critical partner for organizations striving for competitive advantage and sustainable growth.

H&R Block Inc

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

H&R Block, Inc., provides services and products for assisted preparation of income tax returns and self-preparation of income tax returns (DIY) to the general public, primarily in the United States, Canada and Australia. The company is headquartered in Kansas City, Missouri.

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