WallStSmart

Colgate-Palmolive Company (CL)vsThe J. M. Smucker Company (SJM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Colgate-Palmolive Company generates 128% more annual revenue ($20.38B vs $8.93B). CL leads profitability with a 10.5% profit margin vs -14.1%. CL appears more attractively valued with a PEG of 1.50. CL earns a higher WallStSmart Score of 62/100 (C+).

CL

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 8.5Value: 6.0Quality: 3.3
Piotroski: 3/9

SJM

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 4.5Value: 5.7Quality: 3.8
Piotroski: 4/9Altman Z: 0.70
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CLUndervalued (+17.8%)

Margin of Safety

+17.8%

Fair Value

$102.75

Current Price

$85.36

$17.39 discount

UndervaluedFair: $102.75Overvalued
SJMUndervalued (+24.9%)

Margin of Safety

+24.9%

Fair Value

$147.98

Current Price

$96.80

$51.18 discount

UndervaluedFair: $147.98Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CL4 strengths · Avg: 8.8/10
Return on EquityProfitability
49.7%10/10

Every $100 of equity generates 50 in profit

Market CapQuality
$67.91B9/10

Large-cap with strong market position

Operating MarginProfitability
20.4%8/10

Strong operational efficiency at 20.4%

Free Cash FlowQuality
$1.28B8/10

Generating 1.3B in free cash flow

SJM1 strengths · Avg: 8.0/10
Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

CL4 concerns · Avg: 3.3/10
P/E RatioValuation
32.2x4/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
1.1%4/10

1.1% earnings growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Price/BookValuation
1219.4x2/10

Trading at 1219.4x book value

SJM4 concerns · Avg: 2.5/10
PEG RatioValuation
1.684/10

Expensive relative to growth rate

Return on EquityProfitability
-20.7%2/10

ROE of -20.7% — below average capital efficiency

EPS GrowthGrowth
-2.6%2/10

Earnings declined 2.6%

Altman Z-ScoreHealth
0.702/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CL

The strongest argument for CL centers on Return on Equity, Market Cap, Operating Margin.

Bull Case : SJM

The strongest argument for SJM centers on Price/Book.

Bear Case : CL

The primary concerns for CL are P/E Ratio, EPS Growth, Piotroski F-Score. Debt-to-equity of 147.93 is elevated, increasing financial risk.

Bear Case : SJM

The primary concerns for SJM are PEG Ratio, Return on Equity, EPS Growth.

Key Dynamics to Monitor

CL profiles as a value stock while SJM is a turnaround play — different risk/reward profiles.

CL carries more volatility with a beta of 0.33 — expect wider price swings.

SJM is growing revenue faster at 7.0% — sustainability is the question.

CL generates stronger free cash flow (1.3B), providing more financial flexibility.

Bottom Line

CL scores higher overall (62/100 vs 50/100). SJM offers better value entry with a 24.9% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Colgate-Palmolive Company

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

Colgate-Palmolive Company is an American multinational consumer products company headquartered on Park Avenue in Midtown Manhattan, New York City. It specializes in the production, distribution and provision of household, health care, personal care and veterinary products.

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The J. M. Smucker Company

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

The J. M. Smucker Company, also known as Smucker and Smucker's, is an American manufacturer of jam, peanut butter, jelly, fruit syrups, beverages, shortening, ice cream toppings, and other products in North America. Smucker's headquarters are located in Orrville, Ohio.

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