Cigna Corp (CI)vsDollar Tree Inc (DLTR)
CI
Cigna Corp
$281.98
+2.29%
HEALTHCARE · Cap: $74.83B
DLTR
Dollar Tree Inc
$96.51
+3.01%
CONSUMER DEFENSIVE · Cap: $18.68B
Smart Verdict
WallStSmart Research — data-driven comparison
Cigna Corp generates 1332% more annual revenue ($277.89B vs $19.41B). DLTR leads profitability with a 6.6% profit margin vs 2.3%. CI appears more attractively valued with a PEG of 0.82. DLTR earns a higher WallStSmart Score of 70/100 (B-).
CI
Strong Buy68
out of 100
Grade: B-
DLTR
Strong Buy70
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+79.8%
Fair Value
$1364.02
Current Price
$281.98
$1082.04 discount
Margin of Safety
+26.1%
Fair Value
$169.12
Current Price
$96.51
$72.61 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Large-cap with strong market position
Growing faster than its price suggests
Reasonable price relative to book value
Earnings expanding 29.1% YoY
Every $100 of equity generates 32 in profit
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
4.6% revenue growth
2.3% margin — thin
Weak financial health signals
Grey zone — moderate risk
6.6% margin — thin
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : CI
The strongest argument for CI centers on P/E Ratio, Market Cap, PEG Ratio. PEG of 0.82 suggests the stock is reasonably priced for its growth.
Bull Case : DLTR
The strongest argument for DLTR centers on Return on Equity, PEG Ratio, P/E Ratio. PEG of 0.96 suggests the stock is reasonably priced for its growth.
Bear Case : CI
The primary concerns for CI are Revenue Growth, Profit Margin, Piotroski F-Score. Thin 2.3% margins leave little buffer for downturns.
Bear Case : DLTR
The primary concerns for DLTR are Altman Z-Score, Profit Margin, Debt/Equity. Debt-to-equity of 1.51 is elevated, increasing financial risk.
Key Dynamics to Monitor
DLTR carries more volatility with a beta of 0.74 — expect wider price swings.
DLTR is growing revenue faster at 9.0% — sustainability is the question.
DLTR generates stronger free cash flow (970M), providing more financial flexibility.
Monitor HEALTHCARE PLANS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
DLTR scores higher overall (70/100 vs 68/100). CI offers better value entry with a 79.8% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cigna Corp
HEALTHCARE · HEALTHCARE PLANS · USA
Cigna is an American multinational managed healthcare and insurance company based in Bloomfield, Connecticut. Its insurance subsidiaries are major providers of medical, dental, disability, life and accident insurance and related products and services, the majority of which are offered through employers and other groups (e.g. governmental and non-governmental organizations, unions and associations).
Visit Website →Dollar Tree Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
Dollar Tree is an American chain of discount variety stores that sells items for $1 or less, headquartered in Chesapeake, Virginia.
Visit Website →Compare with Other HEALTHCARE PLANS Stocks
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