WallStSmart

The Andersons Inc (ANDE)vsThe Chefs Warehouse Inc (CHEF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Andersons Inc generates 149% more annual revenue ($10.94B vs $4.39B). CHEF leads profitability with a 2.1% profit margin vs 1.6%. ANDE appears more attractively valued with a PEG of 0.90. ANDE earns a higher WallStSmart Score of 63/100 (C+).

ANDE

Buy

63

out of 100

Grade: C+

Growth: 4.7Profit: 5.0Value: 8.7Quality: 7.0
Piotroski: 5/9Altman Z: 4.07

CHEF

Buy

60

out of 100

Grade: C+

Growth: 8.0Profit: 5.5Value: 5.3Quality: 6.5
Piotroski: 5/9Altman Z: 2.97
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ANDEUndervalued (+39.2%)

Margin of Safety

+39.2%

Fair Value

$113.59

Current Price

$70.97

$42.62 discount

UndervaluedFair: $113.59Overvalued
CHEFUndervalued (+21.1%)

Margin of Safety

+21.1%

Fair Value

$81.29

Current Price

$110.45

$29.16 discount

UndervaluedFair: $81.29Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ANDE5 strengths · Avg: 8.8/10
EPS GrowthGrowth
618.0%10/10

Earnings expanding 618.0% YoY

Altman Z-ScoreHealth
4.0710/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.908/10

Growing faster than its price suggests

P/E RatioValuation
13.8x8/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

CHEF1 strengths · Avg: 10.0/10
EPS GrowthGrowth
55.5%10/10

Earnings expanding 55.5% YoY

Areas to Watch

ANDE3 concerns · Avg: 2.7/10
Profit MarginProfitability
1.6%3/10

1.6% margin — thin

Operating MarginProfitability
1.6%3/10

Operating margin of 1.6%

Revenue GrowthGrowth
-1.2%2/10

Revenue declined 1.2%

CHEF3 concerns · Avg: 2.7/10
Profit MarginProfitability
2.1%3/10

2.1% margin — thin

Debt/EquityHealth
1.463/10

Elevated debt levels

P/E RatioValuation
51.8x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : ANDE

The strongest argument for ANDE centers on EPS Growth, Altman Z-Score, PEG Ratio. PEG of 0.90 suggests the stock is reasonably priced for its growth.

Bull Case : CHEF

The strongest argument for CHEF centers on EPS Growth. Revenue growth of 12.9% demonstrates continued momentum. PEG of 1.08 suggests the stock is reasonably priced for its growth.

Bear Case : ANDE

The primary concerns for ANDE are Profit Margin, Operating Margin, Revenue Growth. Thin 1.6% margins leave little buffer for downturns.

Bear Case : CHEF

The primary concerns for CHEF are Profit Margin, Debt/Equity, P/E Ratio. A P/E of 51.8x leaves little room for execution misses. Thin 2.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

CHEF carries more volatility with a beta of 1.38 — expect wider price swings.

CHEF is growing revenue faster at 12.9% — sustainability is the question.

ANDE generates stronger free cash flow (412M), providing more financial flexibility.

Monitor FOOD DISTRIBUTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ANDE scores higher overall (63/100 vs 60/100). CHEF offers better value entry with a 21.1% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Andersons Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

Andersons, Inc., an agricultural company, operates in the commerce, ethanol, plant nutrients, and railroad sectors in the United States and internationally. The company is headquartered in Maumee, Ohio.

The Chefs Warehouse Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

The Chefs' Warehouse, Inc., distributes specialty food products in the United States and Canada. The company is headquartered in Ridgefield, Connecticut.

Want to dig deeper into these stocks?