WallStSmart

CCC Intelligent Solutions Holdings Inc. (CCC)vsIntuit Inc (INTU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Intuit Inc generates 1752% more annual revenue ($20.12B vs $1.09B). INTU leads profitability with a 21.6% profit margin vs 3.2%. INTU trades at a lower P/E of 25.8x. INTU earns a higher WallStSmart Score of 71/100 (B).

CCC

Buy

55

out of 100

Grade: C

Growth: 8.0Profit: 5.0Value: 5.7Quality: 6.5
Piotroski: 4/9Altman Z: 1.10

INTU

Strong Buy

71

out of 100

Grade: B

Growth: 8.7Profit: 8.0Value: 5.3Quality: 6.3
Piotroski: 6/9Altman Z: 2.52
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CCCUndervalued (+52.1%)

Margin of Safety

+52.1%

Fair Value

$10.82

Current Price

$5.13

$5.69 discount

UndervaluedFair: $10.82Overvalued
INTUFair Value (-0.5%)

Margin of Safety

-0.5%

Fair Value

$404.62

Current Price

$396.31

$8.31 premium

UndervaluedFair: $404.62Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CCC3 strengths · Avg: 8.7/10
Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

EPS GrowthGrowth
35.0%8/10

Earnings expanding 35.0% YoY

INTU6 strengths · Avg: 8.5/10
Market CapQuality
$110.28B9/10

Large-cap with strong market position

Return on EquityProfitability
23.5%9/10

Every $100 of equity generates 24 in profit

Profit MarginProfitability
21.6%9/10

Keeps 22 of every $100 in revenue as profit

Revenue GrowthGrowth
17.4%8/10

17.4% revenue growth

EPS GrowthGrowth
48.5%8/10

Earnings expanding 48.5% YoY

Free Cash FlowQuality
$1.52B8/10

Generating 1.5B in free cash flow

Areas to Watch

CCC4 concerns · Avg: 2.5/10
Return on EquityProfitability
1.8%3/10

ROE of 1.8% — below average capital efficiency

Profit MarginProfitability
3.2%3/10

3.2% margin — thin

P/E RatioValuation
86.8x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.102/10

Distress zone — elevated risk

INTU1 concerns · Avg: 4.0/10
P/E RatioValuation
25.8x4/10

Moderate valuation

Comparative Analysis Report

WallStSmart Research

Bull Case : CCC

The strongest argument for CCC centers on Debt/Equity, Price/Book, EPS Growth. Revenue growth of 11.8% demonstrates continued momentum.

Bull Case : INTU

The strongest argument for INTU centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 21.6% and operating margin at 18.4%. Revenue growth of 17.4% demonstrates continued momentum.

Bear Case : CCC

The primary concerns for CCC are Return on Equity, Profit Margin, P/E Ratio. A P/E of 86.8x leaves little room for execution misses. Thin 3.2% margins leave little buffer for downturns.

Bear Case : INTU

The primary concerns for INTU are P/E Ratio.

Key Dynamics to Monitor

CCC profiles as a value stock while INTU is a growth play — different risk/reward profiles.

INTU carries more volatility with a beta of 1.03 — expect wider price swings.

INTU is growing revenue faster at 17.4% — sustainability is the question.

INTU generates stronger free cash flow (1.5B), providing more financial flexibility.

Bottom Line

INTU scores higher overall (71/100 vs 55/100), backed by strong 21.6% margins and 17.4% revenue growth. CCC offers better value entry with a 52.1% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CCC Intelligent Solutions Holdings Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

CCC Intelligent Solutions Holdings Inc. stands at the forefront of digital transformation in the automotive and insurance industries, offering innovative solutions that combine advanced data analytics and machine learning technologies. With a robust platform that streamlines claims management, vehicle valuation, and repair estimation, CCC enhances operational efficiency for a diverse client base. As a key player in the insurance technology sector, the company is well-positioned to capture substantial growth in a marketplace increasingly driven by data-centric strategies and digital innovation, catering to the evolving demands of the automotive ecosystem.

Intuit Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Intuit Inc. is an American business that specializes in financial software. Intuit's products include the tax preparation application TurboTax, personal finance app Mint and the small business accounting program QuickBooks.

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