WallStSmart

CCC Intelligent Solutions Holdings Inc. (CCC)vsSalesforce.com Inc (CRM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 3851% more annual revenue ($43.94B vs $1.11B). CRM leads profitability with a 22.0% profit margin vs 3.8%. CRM trades at a lower P/E of 22.7x. CRM earns a higher WallStSmart Score of 74/100 (B).

CCC

Buy

51

out of 100

Grade: C-

Growth: 8.0Profit: 5.5Value: 5.7Quality: 4.5
Piotroski: 2/9Altman Z: 0.35

CRM

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 8.0Value: 8.0Quality: 4.5
Piotroski: 5/9Altman Z: 1.50
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CCCUndervalued (+41.3%)

Margin of Safety

+41.3%

Fair Value

$8.83

Current Price

$6.57

$2.26 discount

UndervaluedFair: $8.83Overvalued
CRMUndervalued (+66.9%)

Margin of Safety

+66.9%

Fair Value

$719.75

Current Price

$236.42

$483.33 discount

UndervaluedFair: $719.75Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CCC2 strengths · Avg: 9.0/10
EPS GrowthGrowth
81.3%10/10

Earnings expanding 81.3% YoY

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

CRM6 strengths · Avg: 9.0/10
Market CapQuality
$203.87B10/10

Mega-cap, among the largest globally

EPS GrowthGrowth
118.9%10/10

Earnings expanding 118.9% YoY

Return on EquityProfitability
25.2%9/10

Every $100 of equity generates 25 in profit

Profit MarginProfitability
22.0%9/10

Keeps 22 of every $100 in revenue as profit

PEG RatioValuation
0.908/10

Growing faster than its price suggests

Operating MarginProfitability
21.4%8/10

Strong operational efficiency at 21.4%

Areas to Watch

CCC4 concerns · Avg: 2.8/10
Return on EquityProfitability
2.0%3/10

ROE of 2.0% — below average capital efficiency

Profit MarginProfitability
3.8%3/10

3.8% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

P/E RatioValuation
92.9x2/10

Premium valuation, high expectations priced in

CRM2 concerns · Avg: 3.5/10
Altman Z-ScoreHealth
1.504/10

Distress zone — elevated risk

Debt/EquityHealth
1.093/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : CCC

The strongest argument for CCC centers on EPS Growth, Price/Book.

Bull Case : CRM

The strongest argument for CRM centers on Market Cap, EPS Growth, Return on Equity. Profitability is solid with margins at 22.0% and operating margin at 21.4%. Revenue growth of 10.8% demonstrates continued momentum.

Bear Case : CCC

The primary concerns for CCC are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 92.9x leaves little room for execution misses. Thin 3.8% margins leave little buffer for downturns.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score, Debt/Equity.

Key Dynamics to Monitor

CCC profiles as a value stock while CRM is a mature play — different risk/reward profiles.

CRM carries more volatility with a beta of 1.20 — expect wider price swings.

CRM is growing revenue faster at 10.8% — sustainability is the question.

CRM generates stronger free cash flow (1.1B), providing more financial flexibility.

Bottom Line

CRM scores higher overall (74/100 vs 51/100), backed by strong 22.0% margins and 10.8% revenue growth. CCC offers better value entry with a 41.3% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CCC Intelligent Solutions Holdings Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

CCC Intelligent Solutions Holdings Inc. is a leading provider of innovative digital solutions for the automotive and insurance industries, leveraging advanced data analytics and machine learning to optimize operational workflows. The company's comprehensive platform enhances claims management, vehicle valuation, and repair estimation, serving a wide-ranging clientele and facilitating improved decision-making processes. As a key player in the insurtech sector, CCC is well-positioned to benefit from increasing demand for data-driven solutions, underscoring its growth potential and significance in a rapidly evolving digital landscape.

Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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