WallStSmart

Adobe Systems Incorporated (ADBE)vsIntuit Inc (INTU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Adobe Systems Incorporated generates 20% more annual revenue ($25.20B vs $20.93B). ADBE leads profitability with a 28.7% profit margin vs 21.9%. ADBE appears more attractively valued with a PEG of 0.57. INTU earns a higher WallStSmart Score of 78/100 (B+).

ADBE

Strong Buy

74

out of 100

Grade: B

Growth: 6.7Profit: 10.0Value: 9.3Quality: 6.0
Piotroski: 4/9Altman Z: 4.35

INTU

Strong Buy

78

out of 100

Grade: B+

Growth: 6.7Profit: 8.5Value: 8.0Quality: 7.0
Piotroski: 6/9Altman Z: 2.52
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ADBEUndervalued (+49.7%)

Margin of Safety

+49.7%

Fair Value

$412.46

Current Price

$218.80

$193.66 discount

UndervaluedFair: $412.46Overvalued
INTUUndervalued (+24.4%)

Margin of Safety

+24.4%

Fair Value

$371.60

Current Price

$296.76

$74.84 discount

UndervaluedFair: $371.60Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ADBE6 strengths · Avg: 9.7/10
P/E RatioValuation
11.8x10/10

Attractively priced relative to earnings

Return on EquityProfitability
63.0%10/10

Every $100 of equity generates 63 in profit

Operating MarginProfitability
33.8%10/10

Strong operational efficiency at 33.8%

Altman Z-ScoreHealth
4.3510/10

Safe zone — low bankruptcy risk

Market CapQuality
$82.03B9/10

Large-cap with strong market position

Profit MarginProfitability
28.7%9/10

Keeps 29 of every $100 in revenue as profit

INTU6 strengths · Avg: 8.8/10
Operating MarginProfitability
47.0%10/10

Strong operational efficiency at 47.0%

Market CapQuality
$77.07B9/10

Large-cap with strong market position

Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

Profit MarginProfitability
21.9%9/10

Keeps 22 of every $100 in revenue as profit

PEG RatioValuation
0.728/10

Growing faster than its price suggests

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Areas to Watch

ADBE0 concerns · Avg: 0/10

No major concerns identified

INTU0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : ADBE

The strongest argument for ADBE centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 28.7% and operating margin at 33.8%. Revenue growth of 12.7% demonstrates continued momentum.

Bull Case : INTU

The strongest argument for INTU centers on Operating Margin, Market Cap, Return on Equity. Profitability is solid with margins at 21.9% and operating margin at 47.0%. Revenue growth of 10.4% demonstrates continued momentum.

Bear Case : ADBE

No major red flags identified for ADBE, but monitor valuation.

Bear Case : INTU

No major red flags identified for INTU, but monitor valuation.

Key Dynamics to Monitor

ADBE carries more volatility with a beta of 1.40 — expect wider price swings.

ADBE is growing revenue faster at 12.7% — sustainability is the question.

INTU generates stronger free cash flow (5.2B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

INTU scores higher overall (78/100 vs 74/100), backed by strong 21.9% margins and 10.4% revenue growth. ADBE offers better value entry with a 49.7% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Adobe Systems Incorporated

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Adobe Inc. is an American multinational computer software company. Incorporated in Delaware and headquartered in San Jose, California, it has historically specialized in software for the creation and publication of a wide range of content, including graphics, photography, illustration, animation, multimedia, motion pictures and print. The company has expanded into digital marketing management software. Adobe has millions of users worldwide. Flagship products include: Photoshop image editing software, Adobe Illustrator vector-based illustration software, Adobe Acrobat Reader and the Portable Document Format (PDF), plus a host of tools primarily for audio-visual content creation, editing and publishing.

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Intuit Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Intuit Inc. is an American business that specializes in financial software. Intuit's products include the tax preparation application TurboTax, personal finance app Mint and the small business accounting program QuickBooks.

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