WallStSmart

CBIZ Inc (CBZ)vsDeere & Company (DE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Deere & Company generates 1610% more annual revenue ($47.34B vs $2.77B). DE leads profitability with a 10.1% profit margin vs 5.6%. CBZ appears more attractively valued with a PEG of 1.04. CBZ earns a higher WallStSmart Score of 70/100 (B).

CBZ

Strong Buy

70

out of 100

Grade: B

Growth: 8.0Profit: 6.5Value: 6.7Quality: 5.0
Piotroski: 5/9Altman Z: 1.52

DE

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 7.0Value: 5.0Quality: 4.0
Piotroski: 3/9Altman Z: 2.18
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CBZUndervalued (+12.4%)

Margin of Safety

+12.4%

Fair Value

$34.79

Current Price

$54.90

$20.11 discount

UndervaluedFair: $34.79Overvalued

Intrinsic value data unavailable for DE.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CBZ4 strengths · Avg: 8.0/10
P/E RatioValuation
16.6x8/10

Attractively priced relative to earnings

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Operating MarginProfitability
25.6%8/10

Strong operational efficiency at 25.6%

EPS GrowthGrowth
37.7%8/10

Earnings expanding 37.7% YoY

DE1 strengths · Avg: 9.0/10
Market CapQuality
$163.94B9/10

Large-cap with strong market position

Areas to Watch

CBZ4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
1.3%4/10

1.3% revenue growth

Altman Z-ScoreHealth
1.524/10

Distress zone — elevated risk

Profit MarginProfitability
5.6%3/10

5.6% margin — thin

Debt/EquityHealth
1.053/10

Elevated debt levels

DE4 concerns · Avg: 2.8/10
P/E RatioValuation
33.2x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-11.1%2/10

Revenue declined 11.1%

EPS GrowthGrowth
-8.5%2/10

Earnings declined 8.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : CBZ

The strongest argument for CBZ centers on P/E Ratio, Price/Book, Operating Margin. PEG of 1.04 suggests the stock is reasonably priced for its growth.

Bull Case : DE

The strongest argument for DE centers on Market Cap. PEG of 1.35 suggests the stock is reasonably priced for its growth.

Bear Case : CBZ

The primary concerns for CBZ are Revenue Growth, Altman Z-Score, Profit Margin.

Bear Case : DE

The primary concerns for DE are P/E Ratio, Piotroski F-Score, Revenue Growth. Debt-to-equity of 2.34 is elevated, increasing financial risk.

Key Dynamics to Monitor

CBZ profiles as a value stock while DE is a declining play — different risk/reward profiles.

CBZ carries more volatility with a beta of 0.99 — expect wider price swings.

CBZ is growing revenue faster at 1.3% — sustainability is the question.

DE generates stronger free cash flow (874M), providing more financial flexibility.

Bottom Line

CBZ scores higher overall (70/100 vs 51/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

CBIZ Inc

INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA

CBIZ, Inc. provides financial, insurance and advisory services in the United States and Canada. The company is headquartered in Cleveland, Ohio.

Deere & Company

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

John Deere is the brand name of Deere & Company, an American corporation that manufactures agricultural, construction, and forestry machinery, diesel engines, drivetrains (axles, transmissions, gearboxes) used in heavy equipment, and lawn care equipment.

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