CBIZ Inc (CBZ)vsCNH Industrial N.V. (CNH)
CBZ
CBIZ Inc
$33.93
+1.74%
INDUSTRIALS · Cap: $1.89B
CNH
CNH Industrial N.V.
$10.75
-0.92%
INDUSTRIALS · Cap: $13.32B
Smart Verdict
WallStSmart Research — data-driven comparison
CNH Industrial N.V. generates 554% more annual revenue ($18.09B vs $2.77B). CBZ leads profitability with a 5.6% profit margin vs 2.1%. CNH appears more attractively valued with a PEG of 0.61. CBZ earns a higher WallStSmart Score of 71/100 (B).
CBZ
Strong Buy71
out of 100
Grade: B
CNH
Buy51
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+12.6%
Fair Value
$34.88
Current Price
$33.93
$0.95 discount
Intrinsic value data unavailable for CNH.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Attractively priced relative to earnings
Strong operational efficiency at 25.6%
Earnings expanding 37.7% YoY
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
1.3% revenue growth
Distress zone — elevated risk
Smaller company, higher risk/reward
5.6% margin — thin
Premium valuation, high expectations priced in
Grey zone — moderate risk
ROE of 5.0% — below average capital efficiency
2.1% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : CBZ
The strongest argument for CBZ centers on Price/Book, P/E Ratio, Operating Margin. PEG of 1.46 suggests the stock is reasonably priced for its growth.
Bull Case : CNH
The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.
Bear Case : CBZ
The primary concerns for CBZ are Revenue Growth, Altman Z-Score, Market Cap.
Bear Case : CNH
The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.
Key Dynamics to Monitor
CNH carries more volatility with a beta of 1.23 — expect wider price swings.
CBZ is growing revenue faster at 1.3% — sustainability is the question.
CBZ generates stronger free cash flow (-29M), providing more financial flexibility.
Monitor SPECIALTY BUSINESS SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
CBZ scores higher overall (71/100 vs 51/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
CBIZ Inc
INDUSTRIALS · SPECIALTY BUSINESS SERVICES · USA
CBIZ, Inc. provides financial, insurance and advisory services in the United States and Canada. The company is headquartered in Cleveland, Ohio.
CNH Industrial N.V.
INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA
CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.
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