Chubb Ltd (CB)vsOld Republic International Corp (ORI)
CB
Chubb Ltd
$326.27
-0.36%
FINANCIAL SERVICES · Cap: $121.12B
ORI
Old Republic International Corp
$38.16
+2.61%
FINANCIAL SERVICES · Cap: $9.39B
Smart Verdict
WallStSmart Research — data-driven comparison
Chubb Ltd generates 547% more annual revenue ($60.99B vs $9.42B). CB leads profitability with a 18.5% profit margin vs 10.8%. ORI appears more attractively valued with a PEG of 1.39. ORI earns a higher WallStSmart Score of 78/100 (B+).
CB
Strong Buy77
out of 100
Grade: B+
ORI
Strong Buy78
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 78.7% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 20.6%
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Reasonable price relative to book value
Earnings expanding 34.7% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : CB
The strongest argument for CB centers on P/E Ratio, EPS Growth, Market Cap. Profitability is solid with margins at 18.5% and operating margin at 20.6%. Revenue growth of 10.2% demonstrates continued momentum.
Bull Case : ORI
The strongest argument for ORI centers on P/E Ratio, Debt/Equity, Price/Book. Revenue growth of 13.5% demonstrates continued momentum. PEG of 1.39 suggests the stock is reasonably priced for its growth.
Bear Case : CB
The primary concerns for CB are PEG Ratio, Altman Z-Score.
Bear Case : ORI
No major red flags identified for ORI, but monitor valuation.
Key Dynamics to Monitor
CB profiles as a mature stock while ORI is a value play — different risk/reward profiles.
ORI carries more volatility with a beta of 0.65 — expect wider price swings.
ORI is growing revenue faster at 13.5% — sustainability is the question.
CB generates stronger free cash flow (3.9B), providing more financial flexibility.
Bottom Line
ORI scores higher overall (78/100 vs 77/100) and 13.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Chubb Ltd
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.
Old Republic International Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Old Republic International Corporation is engaged in the insurance underwriting and related services business primarily in the United States and Canada. The company is headquartered in Chicago, Illinois.
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