Chubb Ltd (CB)vsHagerty Inc (HGTY)
CB
Chubb Ltd
$325.20
+0.92%
FINANCIAL SERVICES · Cap: $126.81B
HGTY
Hagerty Inc
$10.84
+2.85%
FINANCIAL SERVICES · Cap: $3.72B
Smart Verdict
WallStSmart Research — data-driven comparison
Chubb Ltd generates 4136% more annual revenue ($60.99B vs $1.44B). CB leads profitability with a 18.5% profit margin vs 2.0%. HGTY appears more attractively valued with a PEG of 0.23. CB earns a higher WallStSmart Score of 75/100 (B).
CB
Strong Buy75
out of 100
Grade: B
HGTY
Buy56
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 78.7% YoY
Large-cap with strong market position
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 20.6%
Growing faster than its price suggests
Earnings expanding 410.3% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
2.0% margin — thin
Premium valuation, high expectations priced in
Revenue declined 5.0%
Comparative Analysis Report
WallStSmart ResearchBull Case : CB
The strongest argument for CB centers on P/E Ratio, EPS Growth, Market Cap. Profitability is solid with margins at 18.5% and operating margin at 20.6%. Revenue growth of 10.2% demonstrates continued momentum.
Bull Case : HGTY
The strongest argument for HGTY centers on PEG Ratio, EPS Growth. PEG of 0.23 suggests the stock is reasonably priced for its growth.
Bear Case : CB
The primary concerns for CB are PEG Ratio, Altman Z-Score.
Bear Case : HGTY
The primary concerns for HGTY are Profit Margin, P/E Ratio, Revenue Growth. A P/E of 45.2x leaves little room for execution misses. Thin 2.0% margins leave little buffer for downturns.
Key Dynamics to Monitor
CB profiles as a mature stock while HGTY is a value play — different risk/reward profiles.
HGTY carries more volatility with a beta of 0.82 — expect wider price swings.
CB is growing revenue faster at 10.2% — sustainability is the question.
CB generates stronger free cash flow (3.9B), providing more financial flexibility.
Bottom Line
CB scores higher overall (75/100 vs 56/100), backed by strong 18.5% margins and 10.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Chubb Ltd
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.
Hagerty Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Hagerty Inc. is a leading specialty insurance provider uniquely focused on the automotive enthusiast market, offering comprehensive coverage for vintage cars, motorcycles, and collectible vehicles. Utilizing a subscription-based business model, the company fosters a vibrant community through exclusive events and digital engagement, enhancing customer loyalty and brand resonance. With its deep expertise in the collector car sector, Hagerty has expanded its portfolio to encompass valuation tools and investment resources, further solidifying its competitive advantage. As interest in classic car ownership continues to grow, Hagerty's innovative strategies and commitment to excellence position it well for sustained growth within the evolving automotive collectibles market.
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