Chubb Ltd (CB)vsHagerty Inc (HGTY)
CB
Chubb Ltd
$319.64
-0.51%
FINANCIAL SERVICES · Cap: $123.98B
HGTY
Hagerty Inc
$10.06
-2.33%
FINANCIAL SERVICES · Cap: $3.46B
Smart Verdict
WallStSmart Research — data-driven comparison
Chubb Ltd generates 4088% more annual revenue ($60.99B vs $1.46B). CB leads profitability with a 18.5% profit margin vs 2.9%. HGTY appears more attractively valued with a PEG of 0.23. CB earns a higher WallStSmart Score of 75/100 (B).
CB
Strong Buy75
out of 100
Grade: B
HGTY
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 78.7% YoY
Large-cap with strong market position
Reasonable price relative to book value
Strong operational efficiency at 20.6%
Generating 3.9B in free cash flow
Growing faster than its price suggests
Earnings expanding 410.3% YoY
Every $100 of equity generates 21 in profit
16.5% revenue growth
Areas to Watch
Expensive relative to growth rate
2.9% margin — thin
Premium valuation, high expectations priced in
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CB
The strongest argument for CB centers on P/E Ratio, EPS Growth, Market Cap. Profitability is solid with margins at 18.5% and operating margin at 20.6%. Revenue growth of 10.2% demonstrates continued momentum.
Bull Case : HGTY
The strongest argument for HGTY centers on PEG Ratio, EPS Growth, Return on Equity. Revenue growth of 16.5% demonstrates continued momentum. PEG of 0.23 suggests the stock is reasonably priced for its growth.
Bear Case : CB
The primary concerns for CB are PEG Ratio.
Bear Case : HGTY
The primary concerns for HGTY are Profit Margin, P/E Ratio, Altman Z-Score. A P/E of 42.0x leaves little room for execution misses. Thin 2.9% margins leave little buffer for downturns.
Key Dynamics to Monitor
CB profiles as a mature stock while HGTY is a growth play — different risk/reward profiles.
HGTY carries more volatility with a beta of 0.83 — expect wider price swings.
HGTY is growing revenue faster at 16.5% — sustainability is the question.
CB generates stronger free cash flow (3.9B), providing more financial flexibility.
Bottom Line
CB scores higher overall (75/100 vs 68/100), backed by strong 18.5% margins and 10.2% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Chubb Ltd
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Chubb Limited, incorporated in Zurich, Switzerland, is the parent company of Chubb, a global provider of insurance products covering property and casualty, accident and health, reinsurance, and life insurance and the largest publicly traded property and casualty company in the world.
Hagerty Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Hagerty Inc. is a premier specialty insurance provider tailored to the automotive enthusiast sector, focusing on vintage cars, motorcycles, and collectible vehicles. The company employs a unique subscription-based model that not only offers comprehensive insurance solutions but also engages a passionate community through events and digital platforms. With its extensive expertise in the collector car market, Hagerty has diversified its offerings to include valuation tools and investment opportunities, bolstering its competitive edge. As the demand for classic car ownership escalates, Hagerty's innovative strategies and strong brand loyalty position it favorably for sustained growth in the dynamic automotive collectibles space.
Visit Website →Compare with Other INSURANCE - PROPERTY & CASUALTY Stocks
Want to dig deeper into these stocks?