WallStSmart

Avis Budget Group Inc (CAR)vsU-Haul Holding Company (UHAL-B)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Avis Budget Group Inc generates 95% more annual revenue ($11.75B vs $6.04B). UHAL-B leads profitability with a 1.4% profit margin vs -5.7%. CAR earns a higher WallStSmart Score of 51/100 (C-).

CAR

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 3.0Value: 5.7Quality: 4.5
Piotroski: 3/9Altman Z: 0.51

UHAL-B

Hold

36

out of 100

Grade: F

Growth: 3.3Profit: 3.5Value: 4.0Quality: 4.5
Piotroski: 3/9Altman Z: 1.21
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CARSignificantly Overvalued (-87.2%)

Margin of Safety

-87.2%

Fair Value

$61.90

Current Price

$176.79

$114.89 premium

UndervaluedFair: $61.90Overvalued

Intrinsic value data unavailable for UHAL-B.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CAR3 strengths · Avg: 10.0/10
PEG RatioValuation
0.1710/10

Growing faster than its price suggests

EPS GrowthGrowth
52.0%10/10

Earnings expanding 52.0% YoY

Debt/EquityHealth
-8.1010/10

Conservative balance sheet, low leverage

UHAL-B1 strengths · Avg: 10.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Areas to Watch

CAR4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Operating MarginProfitability
1.8%3/10

Operating margin of 1.8%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-273.1%2/10

ROE of -273.1% — below average capital efficiency

UHAL-B4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
3.1%4/10

3.1% revenue growth

Return on EquityProfitability
0.7%3/10

ROE of 0.7% — below average capital efficiency

Profit MarginProfitability
1.4%3/10

1.4% margin — thin

Debt/EquityHealth
1.073/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : CAR

The strongest argument for CAR centers on PEG Ratio, EPS Growth, Debt/Equity. PEG of 0.17 suggests the stock is reasonably priced for its growth.

Bull Case : UHAL-B

The strongest argument for UHAL-B centers on Price/Book.

Bear Case : CAR

The primary concerns for CAR are Revenue Growth, Operating Margin, Piotroski F-Score.

Bear Case : UHAL-B

The primary concerns for UHAL-B are Revenue Growth, Return on Equity, Profit Margin. A P/E of 220.0x leaves little room for execution misses. Thin 1.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

CAR profiles as a turnaround stock while UHAL-B is a value play — different risk/reward profiles.

CAR carries more volatility with a beta of 1.87 — expect wider price swings.

CAR is growing revenue faster at 4.1% — sustainability is the question.

UHAL-B generates stronger free cash flow (-1.5B), providing more financial flexibility.

Bottom Line

CAR scores higher overall (51/100 vs 36/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Avis Budget Group Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Avis Budget Group, Inc., offers car and truck rental, car sharing and ancillary services to businesses and consumers. The company is headquartered in Parsippany, New Jersey.

U-Haul Holding Company

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

U-Haul Holding Company, a subsidiary of AMERCO, is a leading provider of innovative storage and transportation solutions across North America, offering a comprehensive range of rental trucks, trailers, and self-storage facilities. The company's strong brand presence and extensive network enable it to serve a diverse customer base, from individual households to large commercial entities. U-Haul's commitment to affordability and customer satisfaction, along with its strategic investments in technology and operational efficiency, underscore its potential for continued growth in the burgeoning do-it-yourself moving industry. As a dominant player in the market, U-Haul is poised to capitalize on the increasing consumer demand for flexible and accessible moving and storage options.

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