WallStSmart

Avis Budget Group Inc (CAR)vsU-Haul Holding Company (UHAL)

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Smart Verdict

WallStSmart Research — data-driven comparison

Avis Budget Group Inc generates 95% more annual revenue ($11.75B vs $6.04B). UHAL leads profitability with a 1.4% profit margin vs -5.7%. CAR appears more attractively valued with a PEG of 0.17. CAR earns a higher WallStSmart Score of 51/100 (C-).

CAR

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 3.0Value: 5.7Quality: 4.5
Piotroski: 3/9Altman Z: 0.51

UHAL

Hold

40

out of 100

Grade: D

Growth: 3.3Profit: 3.5Value: 5.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CARSignificantly Overvalued (-87.2%)

Margin of Safety

-87.2%

Fair Value

$61.90

Current Price

$176.79

$114.89 premium

UndervaluedFair: $61.90Overvalued
UHALUndervalued (+86.6%)

Margin of Safety

+86.6%

Fair Value

$362.93

Current Price

$57.74

$305.19 discount

UndervaluedFair: $362.93Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CAR3 strengths · Avg: 10.0/10
PEG RatioValuation
0.1710/10

Growing faster than its price suggests

EPS GrowthGrowth
52.0%10/10

Earnings expanding 52.0% YoY

Debt/EquityHealth
-8.1010/10

Conservative balance sheet, low leverage

UHAL1 strengths · Avg: 10.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Areas to Watch

CAR4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Operating MarginProfitability
1.8%3/10

Operating margin of 1.8%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-273.1%2/10

ROE of -273.1% — below average capital efficiency

UHAL4 concerns · Avg: 3.5/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.1%4/10

3.1% revenue growth

Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Profit MarginProfitability
1.4%3/10

1.4% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CAR

The strongest argument for CAR centers on PEG Ratio, EPS Growth, Debt/Equity. PEG of 0.17 suggests the stock is reasonably priced for its growth.

Bull Case : UHAL

The strongest argument for UHAL centers on Price/Book.

Bear Case : CAR

The primary concerns for CAR are Revenue Growth, Operating Margin, Piotroski F-Score.

Bear Case : UHAL

The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 258.5x leaves little room for execution misses. Thin 1.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

CAR profiles as a turnaround stock while UHAL is a value play — different risk/reward profiles.

CAR carries more volatility with a beta of 1.87 — expect wider price swings.

CAR is growing revenue faster at 4.1% — sustainability is the question.

UHAL generates stronger free cash flow (-1.7B), providing more financial flexibility.

Bottom Line

CAR scores higher overall (51/100 vs 40/100). UHAL offers better value entry with a 86.6% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Avis Budget Group Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Avis Budget Group, Inc., offers car and truck rental, car sharing and ancillary services to businesses and consumers. The company is headquartered in Parsippany, New Jersey.

U-Haul Holding Company

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.

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