WallStSmart

Avis Budget Group Inc (CAR)vsU-Haul Holding Company (UHAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Avis Budget Group Inc generates 92% more annual revenue ($11.71B vs $6.09B). UHAL leads profitability with a 1.1% profit margin vs -5.4%. CAR appears more attractively valued with a PEG of 0.17. CAR earns a higher WallStSmart Score of 52/100 (C-).

CAR

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 3.5Value: 5.7Quality: 4.5
Piotroski: 3/9Altman Z: 0.43

UHAL

Hold

44

out of 100

Grade: D

Growth: 3.3Profit: 5.0Value: 5.3Quality: 5.0
Piotroski: 3/9Altman Z: 1.21
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Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CARSignificantly Overvalued (-80.9%)

Margin of Safety

-80.9%

Fair Value

$64.06

Current Price

$121.74

$57.68 premium

UndervaluedFair: $64.06Overvalued
UHALUndervalued (+87.0%)

Margin of Safety

+87.0%

Fair Value

$376.68

Current Price

$64.05

$312.63 discount

UndervaluedFair: $376.68Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CAR3 strengths · Avg: 10.0/10
PEG RatioValuation
0.1710/10

Growing faster than its price suggests

EPS GrowthGrowth
880.0%10/10

Earnings expanding 880.0% YoY

Debt/EquityHealth
-8.6010/10

Conservative balance sheet, low leverage

UHAL1 strengths · Avg: 8.0/10
Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

CAR4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-273.1%2/10

ROE of -273.1% — below average capital efficiency

Revenue GrowthGrowth
-1.3%2/10

Revenue declined 1.3%

Free Cash FlowQuality
$-3.72B2/10

Negative free cash flow — burning cash

UHAL4 concerns · Avg: 3.5/10
PEG RatioValuation
2.354/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.2%4/10

3.2% revenue growth

Return on EquityProfitability
0.6%3/10

ROE of 0.6% — below average capital efficiency

Profit MarginProfitability
1.1%3/10

1.1% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CAR

The strongest argument for CAR centers on PEG Ratio, EPS Growth, Debt/Equity. PEG of 0.17 suggests the stock is reasonably priced for its growth.

Bull Case : UHAL

The strongest argument for UHAL centers on Price/Book.

Bear Case : CAR

The primary concerns for CAR are Piotroski F-Score, Return on Equity, Revenue Growth.

Bear Case : UHAL

The primary concerns for UHAL are PEG Ratio, Revenue Growth, Return on Equity. A P/E of 479.9x leaves little room for execution misses. Thin 1.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

CAR profiles as a turnaround stock while UHAL is a value play — different risk/reward profiles.

CAR carries more volatility with a beta of 1.90 — expect wider price swings.

UHAL is growing revenue faster at 3.2% — sustainability is the question.

UHAL generates stronger free cash flow (-192M), providing more financial flexibility.

Bottom Line

CAR scores higher overall (52/100 vs 44/100). UHAL offers better value entry with a 87.0% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Avis Budget Group Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Avis Budget Group, Inc., offers car and truck rental, car sharing and ancillary services to businesses and consumers. The company is headquartered in Parsippany, New Jersey.

U-Haul Holding Company

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

AMERCO is a DIY warehousing and moving operator for household and commercial items in the United States and Canada. The company is headquartered in Reno, Nevada.

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