Bentley Systems Inc (BSY)vsSAP SE ADR (SAP)
BSY
Bentley Systems Inc
$35.21
-4.73%
TECHNOLOGY · Cap: $9.82B
SAP
SAP SE ADR
$180.88
-2.75%
TECHNOLOGY · Cap: $187.50B
Smart Verdict
WallStSmart Research — data-driven comparison
SAP SE ADR generates 2301% more annual revenue ($37.34B vs $1.56B). SAP leads profitability with a 19.6% profit margin vs 18.1%. SAP appears more attractively valued with a PEG of 1.39. BSY earns a higher WallStSmart Score of 64/100 (C+).
BSY
Buy64
out of 100
Grade: C+
SAP
Buy59
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+20.5%
Fair Value
$42.67
Current Price
$35.21
$7.46 discount
Margin of Safety
-34.9%
Fair Value
$145.64
Current Price
$180.88
$35.24 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 30.4%
Every $100 of equity generates 23 in profit
Strong operational efficiency at 30.0%
Safe zone — low bankruptcy risk
Large-cap with strong market position
Generating 3.0B in free cash flow
Areas to Watch
Premium valuation, high expectations priced in
Trading at 9.0x book value
Distress zone — elevated risk
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : BSY
The strongest argument for BSY centers on Operating Margin, Return on Equity. Profitability is solid with margins at 18.1% and operating margin at 30.4%. Revenue growth of 14.5% demonstrates continued momentum.
Bull Case : SAP
The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.39 suggests the stock is reasonably priced for its growth.
Bear Case : BSY
The primary concerns for BSY are P/E Ratio, Price/Book, Altman Z-Score.
Bear Case : SAP
No major red flags identified for SAP, but monitor valuation.
Key Dynamics to Monitor
BSY carries more volatility with a beta of 1.00 — expect wider price swings.
BSY is growing revenue faster at 14.5% — sustainability is the question.
SAP generates stronger free cash flow (3.0B), providing more financial flexibility.
Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BSY scores higher overall (64/100 vs 59/100), backed by strong 18.1% margins and 14.5% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Bentley Systems Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Bentley Systems, Incorporated, provides infrastructure engineering software solutions in the Americas, Europe, the Middle East, Africa, and Asia-Pacific. The company is headquartered in Exton, Pennsylvania.
SAP SE ADR
TECHNOLOGY · SOFTWARE - APPLICATION · USA
SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.
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