Automatic Data Processing Inc (ADP)vsBentley Systems Inc (BSY)
ADP
Automatic Data Processing Inc
$286.08
+0.25%
TECHNOLOGY · Cap: $113.74B
BSY
Bentley Systems Inc
$39.43
+0.28%
TECHNOLOGY · Cap: $10.69B
Smart Verdict
WallStSmart Research — data-driven comparison
Automatic Data Processing Inc generates 1270% more annual revenue ($21.95B vs $1.60B). ADP leads profitability with a 20.1% profit margin vs 18.1%. BSY appears more attractively valued with a PEG of 1.26. BSY earns a higher WallStSmart Score of 65/100 (B-).
ADP
Buy62
out of 100
Grade: C+
BSY
Strong Buy65
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-84.1%
Fair Value
$165.18
Current Price
$286.08
$120.90 premium
Margin of Safety
+21.1%
Fair Value
$43.00
Current Price
$39.43
$3.57 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 73 in profit
Large-cap with strong market position
Keeps 20 of every $100 in revenue as profit
Strong operational efficiency at 23.5%
Generating 1.4B in free cash flow
Every $100 of equity generates 23 in profit
Strong operational efficiency at 25.0%
Areas to Watch
Expensive relative to growth rate
Moderate valuation
Trading at 18.9x book value
Weak financial health signals
Premium valuation, high expectations priced in
Trading at 10.2x book value
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ADP
The strongest argument for ADP centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 20.1% and operating margin at 23.5%.
Bull Case : BSY
The strongest argument for BSY centers on Return on Equity, Operating Margin. Profitability is solid with margins at 18.1% and operating margin at 25.0%. Revenue growth of 12.8% demonstrates continued momentum.
Bear Case : ADP
The primary concerns for ADP are PEG Ratio, P/E Ratio, Price/Book.
Bear Case : BSY
The primary concerns for BSY are P/E Ratio, Price/Book, Debt/Equity.
Key Dynamics to Monitor
BSY carries more volatility with a beta of 1.00 — expect wider price swings.
BSY is growing revenue faster at 12.8% — sustainability is the question.
ADP generates stronger free cash flow (1.4B), providing more financial flexibility.
Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BSY scores higher overall (65/100 vs 62/100), backed by strong 18.1% margins and 12.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Automatic Data Processing Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Automatic Data Processing, Inc. (ADP) is an American provider of human resources management software and services.
Bentley Systems Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Bentley Systems, Incorporated, provides infrastructure engineering software solutions in the Americas, Europe, the Middle East, Africa, and Asia-Pacific. The company is headquartered in Exton, Pennsylvania.
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