WallStSmart

Brookfield Wealth Solutions Ltd. (BNT)vsBerkshire Hathaway Inc (BRK-B)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 3092% more annual revenue ($371.44B vs $11.63B). BRK-B leads profitability with a 18.0% profit margin vs 6.6%. BNT trades at a lower P/E of 13.5x. BRK-B earns a higher WallStSmart Score of 54/100 (C-).

BNT

Hold

42

out of 100

Grade: D

Growth: 4.7Profit: 4.5Value: 5.7Quality: 4.8
Piotroski: 3/9

BRK-B

Buy

54

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 4.7Quality: 8.5
Piotroski: 4/9Altman Z: 2.49
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BNTSignificantly Overvalued (-127.8%)

Margin of Safety

-127.8%

Fair Value

$20.54

Current Price

$41.53

$20.99 premium

UndervaluedFair: $20.54Overvalued
BRK-BSignificantly Overvalued (-134.4%)

Margin of Safety

-134.4%

Fair Value

$210.94

Current Price

$479.33

$268.39 premium

UndervaluedFair: $210.94Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BNT2 strengths · Avg: 9.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
13.5x8/10

Attractively priced relative to earnings

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.04T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
33.0%10/10

Strong operational efficiency at 33.0%

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.5x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$4.99B8/10

Generating 5.0B in free cash flow

Areas to Watch

BNT4 concerns · Avg: 2.8/10
Return on EquityProfitability
5.6%3/10

ROE of 5.6% — below average capital efficiency

Profit MarginProfitability
6.6%3/10

6.6% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-46.9%2/10

Revenue declined 46.9%

BRK-B3 concerns · Avg: 2.0/10
PEG RatioValuation
10.062/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

EPS GrowthGrowth
-2.5%2/10

Earnings declined 2.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : BNT

The strongest argument for BNT centers on Price/Book, P/E Ratio.

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.

Bear Case : BNT

The primary concerns for BNT are Return on Equity, Profit Margin, Piotroski F-Score.

Bear Case : BRK-B

The primary concerns for BRK-B are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

BNT profiles as a value stock while BRK-B is a declining play — different risk/reward profiles.

BNT carries more volatility with a beta of 1.75 — expect wider price swings.

BRK-B is growing revenue faster at -0.7% — sustainability is the question.

BRK-B generates stronger free cash flow (5.0B), providing more financial flexibility.

Bottom Line

BRK-B scores higher overall (54/100 vs 42/100), backed by strong 18.0% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Brookfield Wealth Solutions Ltd.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Brookfield Reinsurance Ltd., provides insurance and reinsurance services to individuals and institutions in the United States, Canada, and internationally. The company is headquartered in Pembroke, Bermuda.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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