WallStSmart

American International Group Inc (AIG)vsBrookfield Wealth Solutions Ltd. (BNT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 129% more annual revenue ($26.61B vs $11.63B). AIG leads profitability with a 11.6% profit margin vs 6.6%. BNT trades at a lower P/E of 13.5x. AIG earns a higher WallStSmart Score of 60/100 (C).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.3Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

BNT

Hold

42

out of 100

Grade: D

Growth: 4.7Profit: 4.5Value: 5.7Quality: 4.8
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AIGSignificantly Overvalued (-112.5%)

Margin of Safety

-112.5%

Fair Value

$36.92

Current Price

$75.47

$38.55 premium

UndervaluedFair: $36.92Overvalued
BNTSignificantly Overvalued (-127.8%)

Margin of Safety

-127.8%

Fair Value

$20.54

Current Price

$41.53

$20.99 premium

UndervaluedFair: $20.54Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

BNT2 strengths · Avg: 9.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
13.5x8/10

Attractively priced relative to earnings

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

BNT4 concerns · Avg: 2.8/10
Return on EquityProfitability
5.6%3/10

ROE of 5.6% — below average capital efficiency

Profit MarginProfitability
6.6%3/10

6.6% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-46.9%2/10

Revenue declined 46.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : BNT

The strongest argument for BNT centers on Price/Book, P/E Ratio.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : BNT

The primary concerns for BNT are Return on Equity, Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

AIG profiles as a declining stock while BNT is a value play — different risk/reward profiles.

BNT carries more volatility with a beta of 1.75 — expect wider price swings.

AIG is growing revenue faster at -7.2% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Bottom Line

AIG scores higher overall (60/100 vs 42/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Brookfield Wealth Solutions Ltd.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Brookfield Reinsurance Ltd., provides insurance and reinsurance services to individuals and institutions in the United States, Canada, and internationally. The company is headquartered in Pembroke, Bermuda.

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