WallStSmart

Arch Capital Group Ltd (ACGL)vsBrookfield Wealth Solutions Ltd. (BNT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Arch Capital Group Ltd generates 71% more annual revenue ($19.93B vs $11.63B). ACGL leads profitability with a 22.1% profit margin vs 6.6%. ACGL trades at a lower P/E of 8.1x. ACGL earns a higher WallStSmart Score of 81/100 (A-).

ACGL

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.7Profit: 8.0Value: 10.0Quality: 6.5
Piotroski: 5/9

BNT

Hold

42

out of 100

Grade: D

Growth: 4.7Profit: 4.5Value: 5.7Quality: 4.8
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ACGLUndervalued (+81.8%)

Margin of Safety

+81.8%

Fair Value

$542.88

Current Price

$93.32

$449.56 discount

UndervaluedFair: $542.88Overvalued
BNTSignificantly Overvalued (-127.8%)

Margin of Safety

-127.8%

Fair Value

$20.54

Current Price

$41.53

$20.99 premium

UndervaluedFair: $20.54Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ACGL6 strengths · Avg: 9.0/10
P/E RatioValuation
8.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Profit MarginProfitability
22.1%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

EPS GrowthGrowth
38.8%8/10

Earnings expanding 38.8% YoY

BNT2 strengths · Avg: 9.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

P/E RatioValuation
13.5x8/10

Attractively priced relative to earnings

Areas to Watch

ACGL0 concerns · Avg: 0/10

No major concerns identified

BNT4 concerns · Avg: 2.8/10
Return on EquityProfitability
5.6%3/10

ROE of 5.6% — below average capital efficiency

Profit MarginProfitability
6.6%3/10

6.6% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-46.9%2/10

Revenue declined 46.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : ACGL

The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : BNT

The strongest argument for BNT centers on Price/Book, P/E Ratio.

Bear Case : ACGL

No major red flags identified for ACGL, but monitor valuation.

Bear Case : BNT

The primary concerns for BNT are Return on Equity, Profit Margin, Piotroski F-Score.

Key Dynamics to Monitor

ACGL profiles as a mature stock while BNT is a value play — different risk/reward profiles.

BNT carries more volatility with a beta of 1.75 — expect wider price swings.

ACGL is growing revenue faster at 8.5% — sustainability is the question.

ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.

Bottom Line

ACGL scores higher overall (81/100 vs 42/100), backed by strong 22.1% margins. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arch Capital Group Ltd

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.

Brookfield Wealth Solutions Ltd.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Brookfield Reinsurance Ltd., provides insurance and reinsurance services to individuals and institutions in the United States, Canada, and internationally. The company is headquartered in Pembroke, Bermuda.

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