WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsZevia Pbc (ZVIA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 13334% more annual revenue ($22.81B vs $169.81M). BJ leads profitability with a 2.6% profit margin vs -5.3%. BJ earns a higher WallStSmart Score of 58/100 (C).

BJ

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 5.5Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.58

ZVIA

Avoid

32

out of 100

Grade: F

Growth: 3.3Profit: 2.0Value: 6.0Quality: 6.0
Piotroski: 4/9Altman Z: 0.40
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-62.6%)

Margin of Safety

-62.6%

Fair Value

$61.20

Current Price

$95.31

$34.11 premium

UndervaluedFair: $61.20Overvalued
ZVIAUndervalued (+24.4%)

Margin of Safety

+24.4%

Fair Value

$2.17

Current Price

$1.29

$0.88 discount

UndervaluedFair: $2.17Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ3 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.5810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
22.9%9/10

Every $100 of equity generates 23 in profit

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

ZVIA2 strengths · Avg: 9.0/10
Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.194/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

Debt/EquityHealth
1.263/10

Elevated debt levels

ZVIA4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.1%4/10

1.1% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$98.83M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-20.0%2/10

ROE of -20.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum.

Bull Case : ZVIA

The strongest argument for ZVIA centers on Debt/Equity, Price/Book.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : ZVIA

The primary concerns for ZVIA are Revenue Growth, EPS Growth, Market Cap.

Key Dynamics to Monitor

BJ profiles as a growth stock while ZVIA is a turnaround play — different risk/reward profiles.

ZVIA carries more volatility with a beta of 0.96 — expect wider price swings.

BJ is growing revenue faster at 15.7% — sustainability is the question.

BJ generates stronger free cash flow (224M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (58/100 vs 32/100) and 15.7% revenue growth. ZVIA offers better value entry with a 24.4% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Zevia Pbc

CONSUMER DEFENSIVE · BEVERAGES - NON-ALCOHOLIC · USA

Zevia PBC is a leading beverage company that specializes in health-conscious, zero-calorie drinks sweetened naturally with stevia, including sodas, energy drinks, and sparkling waters. With a commitment to clean-label products free from artificial ingredients, Zevia aligns perfectly with the increasing consumer demand for healthier alternatives in the beverage industry. The company boasts a robust distribution network and emphasizes sustainability in its operations, positioning itself for considerable growth amid evolving market trends. This strategic focus offers institutional investors a compelling opportunity to engage with a brand at the forefront of the movement towards healthier and environmentally responsible consumer choices.

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