WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsZevia Pbc (ZVIA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 12872% more annual revenue ($21.97B vs $169.33M). BJ leads profitability with a 2.6% profit margin vs -4.1%. BJ earns a higher WallStSmart Score of 50/100 (C-).

BJ

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.58

ZVIA

Hold

38

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 6.0Quality: 6.5
Piotroski: 4/9Altman Z: 0.40
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-71.1%)

Margin of Safety

-71.1%

Fair Value

$58.15

Current Price

$99.99

$41.84 premium

UndervaluedFair: $58.15Overvalued
ZVIAUndervalued (+25.8%)

Margin of Safety

+25.8%

Fair Value

$2.21

Current Price

$1.64

$0.57 discount

UndervaluedFair: $2.21Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.5810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
26.9%9/10

Every $100 of equity generates 27 in profit

ZVIA3 strengths · Avg: 8.7/10
Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
21.2%8/10

Revenue surging 21.2% year-over-year

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.254/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Debt/EquityHealth
1.353/10

Elevated debt levels

ZVIA4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$122.02M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-20.0%2/10

ROE of -20.0% — below average capital efficiency

Altman Z-ScoreHealth
0.402/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : ZVIA

The strongest argument for ZVIA centers on Debt/Equity, Price/Book, Revenue Growth. Revenue growth of 21.2% demonstrates continued momentum.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : ZVIA

The primary concerns for ZVIA are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

BJ profiles as a value stock while ZVIA is a growth play — different risk/reward profiles.

ZVIA carries more volatility with a beta of 0.99 — expect wider price swings.

ZVIA is growing revenue faster at 21.2% — sustainability is the question.

ZVIA generates stronger free cash flow (1M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (50/100 vs 38/100). ZVIA offers better value entry with a 25.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Zevia Pbc

CONSUMER DEFENSIVE · BEVERAGES - NON-ALCOHOLIC · USA

Zevia PBC is a leading beverage company that specializes in health-conscious, zero-calorie drinks sweetened naturally with stevia, including sodas, energy drinks, and sparkling waters. With a commitment to clean-label products free from artificial ingredients, Zevia aligns perfectly with the increasing consumer demand for healthier alternatives in the beverage industry. The company boasts a robust distribution network and emphasizes sustainability in its operations, positioning itself for considerable growth amid evolving market trends. This strategic focus offers institutional investors a compelling opportunity to engage with a brand at the forefront of the movement towards healthier and environmentally responsible consumer choices.

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