WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsVillage Super Market Inc (VLGEA)

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Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 852% more annual revenue ($22.81B vs $2.40B). BJ leads profitability with a 2.6% profit margin vs 2.3%. VLGEA trades at a lower P/E of 12.0x. BJ earns a higher WallStSmart Score of 58/100 (C).

BJ

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 6.0Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.58

VLGEA

Hold

42

out of 100

Grade: D

Growth: 3.3Profit: 5.0Value: 7.7Quality: 6.0
Piotroski: 3/9Altman Z: 3.75
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-62.6%)

Margin of Safety

-62.6%

Fair Value

$61.21

Current Price

$91.84

$30.63 premium

UndervaluedFair: $61.21Overvalued
VLGEAUndervalued (+27.6%)

Margin of Safety

+27.6%

Fair Value

$51.85

Current Price

$45.78

$6.07 discount

UndervaluedFair: $51.85Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ3 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.5810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
27.1%9/10

Every $100 of equity generates 27 in profit

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

VLGEA3 strengths · Avg: 10.0/10
P/E RatioValuation
12.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.7510/10

Safe zone — low bankruptcy risk

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.164/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

Debt/EquityHealth
1.263/10

Elevated debt levels

VLGEA4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.6%4/10

1.6% revenue growth

Market CapQuality
$653.84M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
2.3%3/10

2.3% margin — thin

Operating MarginProfitability
1.5%3/10

Operating margin of 1.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum.

Bull Case : VLGEA

The strongest argument for VLGEA centers on P/E Ratio, Price/Book, Altman Z-Score.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : VLGEA

The primary concerns for VLGEA are Revenue Growth, Market Cap, Profit Margin. Thin 2.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

BJ profiles as a growth stock while VLGEA is a value play — different risk/reward profiles.

VLGEA carries more volatility with a beta of 0.44 — expect wider price swings.

BJ is growing revenue faster at 15.7% — sustainability is the question.

BJ generates stronger free cash flow (224M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (58/100 vs 42/100) and 15.7% revenue growth. VLGEA offers better value entry with a 27.6% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Village Super Market Inc

CONSUMER DEFENSIVE · GROCERY STORES · USA

Village Super Market, Inc. operates a chain of supermarkets in the United States. The company is headquartered in Springfield, New Jersey.

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