WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsVillage Farms International Inc (VFF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 9837% more annual revenue ($21.46B vs $215.94M). VFF leads profitability with a 15.0% profit margin vs 2.7%. VFF trades at a lower P/E of 15.8x. BJ earns a higher WallStSmart Score of 52/100 (C-).

BJ

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.8
Piotroski: 5/9Altman Z: 3.87

VFF

Hold

44

out of 100

Grade: D

Growth: 3.3Profit: 6.0Value: 5.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJUndervalued (+24.9%)

Margin of Safety

+24.9%

Fair Value

$132.45

Current Price

$91.43

$41.02 discount

UndervaluedFair: $132.45Overvalued
VFFOvervalued (-7.2%)

Margin of Safety

-7.2%

Fair Value

$2.92

Current Price

$2.85

$0.07 premium

UndervaluedFair: $2.92Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.6%9/10

Every $100 of equity generates 29 in profit

VFF2 strengths · Avg: 9.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

P/E RatioValuation
15.8x8/10

Attractively priced relative to earnings

Areas to Watch

BJ4 concerns · Avg: 3.5/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

VFF4 concerns · Avg: 2.5/10
Market CapQuality
$320.94M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

EPS GrowthGrowth
-78.4%2/10

Earnings declined 78.4%

Free Cash FlowQuality
$-2.67M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : VFF

The strongest argument for VFF centers on Price/Book, P/E Ratio.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.

Bear Case : VFF

The primary concerns for VFF are Market Cap, Return on Equity, EPS Growth.

Key Dynamics to Monitor

VFF carries more volatility with a beta of 1.36 — expect wider price swings.

VFF is growing revenue faster at 9.3% — sustainability is the question.

BJ generates stronger free cash flow (193M), providing more financial flexibility.

Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BJ scores higher overall (52/100 vs 44/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Village Farms International Inc

CONSUMER DEFENSIVE · FARM PRODUCTS · USA

Village Farms International, Inc. produces, markets and distributes greenhouse-grown tomatoes, bell peppers and cucumbers in North America. The company is headquartered in Delta, Canada.

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