BJs Wholesale Club Holdings Inc (BJ)vsUnilever PLC ADR (UL)
BJ
BJs Wholesale Club Holdings Inc
$93.79
+2.12%
CONSUMER DEFENSIVE · Cap: $11.66B
UL
Unilever PLC ADR
$62.54
+0.47%
CONSUMER DEFENSIVE · Cap: $133.11B
Smart Verdict
WallStSmart Research — data-driven comparison
Unilever PLC ADR generates 122% more annual revenue ($50.62B vs $22.81B). UL leads profitability with a 18.3% profit margin vs 2.6%. BJ appears more attractively valued with a PEG of 2.16. BJ earns a higher WallStSmart Score of 58/100 (C).
BJ
Buy58
out of 100
Grade: C
UL
Hold48
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-62.6%
Fair Value
$61.21
Current Price
$93.79
$32.58 premium
Intrinsic value data unavailable for UL.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 27 in profit
15.7% revenue growth
Every $100 of equity generates 71 in profit
Large-cap with strong market position
Strong operational efficiency at 20.3%
Generating 1.8B in free cash flow
Areas to Watch
Expensive relative to growth rate
2.6% margin — thin
Operating margin of 4.0%
Elevated debt levels
0.5% revenue growth
Elevated debt levels
Expensive relative to growth rate
Earnings declined 5.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum.
Bull Case : UL
The strongest argument for UL centers on Return on Equity, Market Cap, Operating Margin. Profitability is solid with margins at 18.3% and operating margin at 20.3%.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.
Bear Case : UL
The primary concerns for UL are Revenue Growth, Debt/Equity, PEG Ratio. Debt-to-equity of 1.98 is elevated, increasing financial risk.
Key Dynamics to Monitor
BJ profiles as a growth stock while UL is a value play — different risk/reward profiles.
UL carries more volatility with a beta of 0.45 — expect wider price swings.
BJ is growing revenue faster at 15.7% — sustainability is the question.
UL generates stronger free cash flow (1.8B), providing more financial flexibility.
Bottom Line
BJ scores higher overall (58/100 vs 48/100) and 15.7% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Unilever PLC ADR
CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA
Unilever PLC is a fast moving consumer goods company in Asia, Africa, the Middle East, Turkey, Russia, Ukraine, Belarus, America and Europe. The company is headquartered in London, the United Kingdom.
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