BJs Wholesale Club Holdings Inc (BJ)vsUnilever PLC ADR (UL)
BJ
BJs Wholesale Club Holdings Inc
$92.71
-1.33%
CONSUMER DEFENSIVE · Cap: $12.49B
UL
Unilever PLC ADR
$61.72
-1.04%
CONSUMER DEFENSIVE · Cap: $136.54B
Smart Verdict
WallStSmart Research — data-driven comparison
Unilever PLC ADR generates 130% more annual revenue ($50.62B vs $21.97B). UL leads profitability with a 18.3% profit margin vs 2.6%. BJ appears more attractively valued with a PEG of 2.35. BJ earns a higher WallStSmart Score of 50/100 (C-).
BJ
Buy50
out of 100
Grade: C-
UL
Hold48
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-70.9%
Fair Value
$58.22
Current Price
$92.71
$34.49 premium
Intrinsic value data unavailable for UL.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Every $100 of equity generates 27 in profit
Every $100 of equity generates 69 in profit
Large-cap with strong market position
Strong operational efficiency at 20.3%
Generating 1.8B in free cash flow
Areas to Watch
Expensive relative to growth rate
2.6% margin — thin
Operating margin of 3.7%
Elevated debt levels
0.5% revenue growth
Elevated debt levels
Expensive relative to growth rate
Earnings declined 5.6%
Comparative Analysis Report
WallStSmart ResearchBull Case : BJ
The strongest argument for BJ centers on Altman Z-Score, Return on Equity.
Bull Case : UL
The strongest argument for UL centers on Return on Equity, Market Cap, Operating Margin. Profitability is solid with margins at 18.3% and operating margin at 20.3%.
Bear Case : BJ
The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.
Bear Case : UL
The primary concerns for UL are Revenue Growth, Debt/Equity, PEG Ratio. Debt-to-equity of 1.98 is elevated, increasing financial risk.
Key Dynamics to Monitor
UL carries more volatility with a beta of 0.45 — expect wider price swings.
BJ is growing revenue faster at 9.9% — sustainability is the question.
UL generates stronger free cash flow (1.8B), providing more financial flexibility.
Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BJ scores higher overall (50/100 vs 48/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
BJs Wholesale Club Holdings Inc
CONSUMER DEFENSIVE · DISCOUNT STORES · USA
BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.
Unilever PLC ADR
CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA
Unilever PLC is a fast moving consumer goods company in Asia, Africa, the Middle East, Turkey, Russia, Ukraine, Belarus, America and Europe. The company is headquartered in London, the United Kingdom.
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