WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsCN Healthy Food Tech Group Corp. (UCFI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 76261% more annual revenue ($21.97B vs $28.76M). UCFI leads profitability with a 25.5% profit margin vs 2.6%. BJ trades at a lower P/E of 20.1x. BJ earns a higher WallStSmart Score of 50/100 (C-).

BJ

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 6.0Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.58

UCFI

Hold

41

out of 100

Grade: D

Growth: 5.0Profit: 9.0Value: 4.7Quality: 5.0
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-71.4%)

Margin of Safety

-71.4%

Fair Value

$58.05

Current Price

$89.18

$31.13 premium

UndervaluedFair: $58.05Overvalued

Intrinsic value data unavailable for UCFI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.5810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
26.9%9/10

Every $100 of equity generates 27 in profit

UCFI3 strengths · Avg: 9.0/10
Return on EquityProfitability
47.7%10/10

Every $100 of equity generates 48 in profit

Profit MarginProfitability
25.5%9/10

Keeps 26 of every $100 in revenue as profit

Revenue GrowthGrowth
20.8%8/10

Revenue surging 20.8% year-over-year

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.064/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Debt/EquityHealth
1.353/10

Elevated debt levels

UCFI4 concerns · Avg: 3.5/10
P/E RatioValuation
30.6x4/10

Premium valuation, high expectations priced in

Price/BookValuation
14.5x4/10

Trading at 14.5x book value

Market CapQuality
$287.87M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : UCFI

The strongest argument for UCFI centers on Return on Equity, Profit Margin, Revenue Growth. Profitability is solid with margins at 25.5% and operating margin at 12.5%. Revenue growth of 20.8% demonstrates continued momentum.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : UCFI

The primary concerns for UCFI are P/E Ratio, Price/Book, Market Cap.

Key Dynamics to Monitor

BJ profiles as a value stock while UCFI is a growth play — different risk/reward profiles.

BJ carries more volatility with a beta of 0.23 — expect wider price swings.

UCFI is growing revenue faster at 20.8% — sustainability is the question.

UCFI generates stronger free cash flow (-4M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (50/100 vs 41/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

CN Healthy Food Tech Group Corp.

CONSUMER DEFENSIVE · PACKAGED FOODS · USA

CN Healthy Food Tech Group Corp. The company is headquartered in Toluca Lake, California.

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