WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsPhoenix Education Partners, Inc. (PXED)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 2067% more annual revenue ($21.97B vs $1.01B). PXED leads profitability with a 9.6% profit margin vs 2.6%. PXED trades at a lower P/E of 11.3x. BJ earns a higher WallStSmart Score of 50/100 (C-).

BJ

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 5.5Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.59

PXED

Avoid

33

out of 100

Grade: F

Growth: 3.3Profit: 6.0Value: 6.7Quality: 6.8
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-71.6%)

Margin of Safety

-71.6%

Fair Value

$58.00

Current Price

$89.21

$31.21 premium

UndervaluedFair: $58.00Overvalued

Intrinsic value data unavailable for PXED.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
22.8%9/10

Every $100 of equity generates 23 in profit

PXED3 strengths · Avg: 9.3/10
P/E RatioValuation
11.3x10/10

Attractively priced relative to earnings

Return on EquityProfitability
20.6%9/10

Every $100 of equity generates 21 in profit

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.184/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Debt/EquityHealth
1.353/10

Elevated debt levels

PXED4 concerns · Avg: 2.5/10
Market CapQuality
$1.10B3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-0.4%2/10

Revenue declined 0.4%

EPS GrowthGrowth
-34.9%2/10

Earnings declined 34.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : PXED

The strongest argument for PXED centers on P/E Ratio, Return on Equity, Debt/Equity.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : PXED

The primary concerns for PXED are Market Cap, Piotroski F-Score, Revenue Growth.

Key Dynamics to Monitor

BJ is growing revenue faster at 9.9% — sustainability is the question.

PXED generates stronger free cash flow (44M), providing more financial flexibility.

Monitor DISCOUNT STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BJ scores higher overall (50/100 vs 33/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Phoenix Education Partners, Inc.

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Phoenix Education Partners, Inc. is a forward-thinking education technology firm dedicated to transforming the educational experience through state-of-the-art digital solutions. By prioritizing high-quality resources and customized learning pathways, the company enhances student engagement and empowers educators, thereby driving significant improvements in educational outcomes. Through strategic collaborations with educational institutions, Phoenix Education Partners not only enhances operational efficiency but also expands access to quality education, strategically positioning itself to capitalize on the growing demand for effective online learning solutions. With its unwavering commitment to technological innovation, the company is well positioned to establish and maintain a leadership role within the education sector.

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