WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsPerformance Food Group Co (PFGC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Performance Food Group Co generates 182% more annual revenue ($64.34B vs $22.81B). BJ leads profitability with a 2.6% profit margin vs 0.6%. PFGC appears more attractively valued with a PEG of 0.77. PFGC earns a higher WallStSmart Score of 62/100 (C+).

BJ

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 6.0Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.58

PFGC

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 4.5Value: 4.7Quality: 6.5
Piotroski: 5/9Altman Z: 4.28
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-62.6%)

Margin of Safety

-62.6%

Fair Value

$61.21

Current Price

$92.31

$31.10 premium

UndervaluedFair: $61.21Overvalued
PFGCSignificantly Overvalued (-30.4%)

Margin of Safety

-30.4%

Fair Value

$69.20

Current Price

$92.41

$23.21 premium

UndervaluedFair: $69.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ3 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.5810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
27.1%9/10

Every $100 of equity generates 27 in profit

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

PFGC4 strengths · Avg: 8.5/10
Altman Z-ScoreHealth
4.2810/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.778/10

Growing faster than its price suggests

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

EPS GrowthGrowth
22.7%8/10

Earnings expanding 22.7% YoY

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.164/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

Debt/EquityHealth
1.263/10

Elevated debt levels

PFGC4 concerns · Avg: 3.0/10
Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

Profit MarginProfitability
0.6%3/10

0.6% margin — thin

Operating MarginProfitability
2.2%3/10

Operating margin of 2.2%

Debt/EquityHealth
1.593/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum.

Bull Case : PFGC

The strongest argument for PFGC centers on Altman Z-Score, PEG Ratio, Price/Book. PEG of 0.77 suggests the stock is reasonably priced for its growth.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : PFGC

The primary concerns for PFGC are Return on Equity, Profit Margin, Operating Margin. A P/E of 40.1x leaves little room for execution misses. Debt-to-equity of 1.59 is elevated, increasing financial risk.

Key Dynamics to Monitor

BJ profiles as a growth stock while PFGC is a value play — different risk/reward profiles.

PFGC carries more volatility with a beta of 0.88 — expect wider price swings.

BJ is growing revenue faster at 15.7% — sustainability is the question.

BJ generates stronger free cash flow (224M), providing more financial flexibility.

Bottom Line

PFGC scores higher overall (62/100 vs 58/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Performance Food Group Co

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

Performance Food Group Company, markets and distributes food and food-related products in the United States. The company is headquartered in Richmond, Virginia.

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