WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsMaison Solutions Inc (MSS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 17977% more annual revenue ($21.46B vs $118.70M). BJ leads profitability with a 2.7% profit margin vs -10.1%. BJ earns a higher WallStSmart Score of 52/100 (C-).

BJ

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.8
Piotroski: 5/9Altman Z: 3.87

MSS

Avoid

31

out of 100

Grade: F

Growth: 5.3Profit: 2.0Value: 5.0Quality: 4.0
Piotroski: 6/9Altman Z: 1.48
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJUndervalued (+24.9%)

Margin of Safety

+24.9%

Fair Value

$132.45

Current Price

$91.43

$41.02 discount

UndervaluedFair: $132.45Overvalued

Intrinsic value data unavailable for MSS.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.6%9/10

Every $100 of equity generates 29 in profit

MSS0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

BJ4 concerns · Avg: 3.5/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

MSS4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$4.08M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-127.0%2/10

ROE of -127.0% — below average capital efficiency

Revenue GrowthGrowth
-8.6%2/10

Revenue declined 8.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : MSS

MSS has a balanced fundamental profile.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.

Bear Case : MSS

The primary concerns for MSS are EPS Growth, Market Cap, Return on Equity. Debt-to-equity of 3.78 is elevated, increasing financial risk.

Key Dynamics to Monitor

BJ profiles as a value stock while MSS is a turnaround play — different risk/reward profiles.

MSS carries more volatility with a beta of 5.39 — expect wider price swings.

BJ is growing revenue faster at 5.6% — sustainability is the question.

BJ generates stronger free cash flow (193M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (52/100 vs 31/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Maison Solutions Inc

CONSUMER DEFENSIVE · GROCERY STORES · USA

Maison Solutions Inc., is the specialty grocery retailer in California. The company is headquartered in Monterey Park, California.

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