WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsMondelez International Inc (MDLZ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mondelez International Inc generates 74% more annual revenue ($39.67B vs $22.81B). MDLZ leads profitability with a 8.9% profit margin vs 2.6%. MDLZ appears more attractively valued with a PEG of 1.03. MDLZ earns a higher WallStSmart Score of 66/100 (B-).

BJ

Buy

58

out of 100

Grade: C

Growth: 6.7Profit: 6.0Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.58

MDLZ

Strong Buy

66

out of 100

Grade: B-

Growth: 6.7Profit: 6.5Value: 4.7Quality: 4.5
Piotroski: 3/9Altman Z: 1.60
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-62.6%)

Margin of Safety

-62.6%

Fair Value

$61.21

Current Price

$89.98

$28.77 premium

UndervaluedFair: $61.21Overvalued
MDLZSignificantly Overvalued (-21.4%)

Margin of Safety

-21.4%

Fair Value

$50.65

Current Price

$61.44

$10.79 premium

UndervaluedFair: $50.65Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ3 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.5810/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
27.1%9/10

Every $100 of equity generates 27 in profit

Revenue GrowthGrowth
15.7%8/10

15.7% revenue growth

MDLZ4 strengths · Avg: 8.8/10
EPS GrowthGrowth
144.9%10/10

Earnings expanding 144.9% YoY

Market CapQuality
$79.59B9/10

Large-cap with strong market position

Price/BookValuation
3.0x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.0%8/10

Strong operational efficiency at 22.0%

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.164/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

Debt/EquityHealth
1.263/10

Elevated debt levels

MDLZ3 concerns · Avg: 3.7/10
Revenue GrowthGrowth
4.1%4/10

4.1% revenue growth

Altman Z-ScoreHealth
1.604/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity, Revenue Growth. Revenue growth of 15.7% demonstrates continued momentum.

Bull Case : MDLZ

The strongest argument for MDLZ centers on EPS Growth, Market Cap, Price/Book. PEG of 1.03 suggests the stock is reasonably priced for its growth.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : MDLZ

The primary concerns for MDLZ are Revenue Growth, Altman Z-Score, Piotroski F-Score.

Key Dynamics to Monitor

BJ profiles as a growth stock while MDLZ is a value play — different risk/reward profiles.

MDLZ carries more volatility with a beta of 0.40 — expect wider price swings.

BJ is growing revenue faster at 15.7% — sustainability is the question.

MDLZ generates stronger free cash flow (513M), providing more financial flexibility.

Bottom Line

MDLZ scores higher overall (66/100 vs 58/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Mondelez International Inc

CONSUMER DEFENSIVE · CONFECTIONERS · USA

Mondelez International, Inc. is an American multinational confectionery, food, holding and beverage and snack food company based in Chicago, Illinois.

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