WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsGaotu Techedu Inc DRC (GOTU)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 249% more annual revenue ($21.46B vs $6.15B). BJ leads profitability with a 2.7% profit margin vs -5.3%. BJ earns a higher WallStSmart Score of 52/100 (C-).

BJ

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.8
Piotroski: 5/9Altman Z: 3.87

GOTU

Hold

45

out of 100

Grade: D

Growth: 9.3Profit: 2.0Value: 6.7Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJUndervalued (+24.9%)

Margin of Safety

+24.9%

Fair Value

$132.45

Current Price

$91.43

$41.02 discount

UndervaluedFair: $132.45Overvalued
GOTUUndervalued (+53.8%)

Margin of Safety

+53.8%

Fair Value

$74.15

Current Price

$1.87

$72.28 discount

UndervaluedFair: $74.15Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.6%9/10

Every $100 of equity generates 29 in profit

GOTU3 strengths · Avg: 8.7/10
EPS GrowthGrowth
103.2%10/10

Earnings expanding 103.2% YoY

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
21.4%8/10

Revenue surging 21.4% year-over-year

Areas to Watch

BJ4 concerns · Avg: 3.5/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

GOTU4 concerns · Avg: 1.8/10
Market CapQuality
$450.68M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-20.3%2/10

ROE of -20.3% — below average capital efficiency

Profit MarginProfitability
-5.3%1/10

Currently unprofitable

Operating MarginProfitability
-7.0%1/10

Operating margin of -7.0%

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : GOTU

The strongest argument for GOTU centers on EPS Growth, Price/Book, Revenue Growth. Revenue growth of 21.4% demonstrates continued momentum.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.

Bear Case : GOTU

The primary concerns for GOTU are Market Cap, Return on Equity, Profit Margin.

Key Dynamics to Monitor

BJ profiles as a value stock while GOTU is a growth play — different risk/reward profiles.

GOTU carries more volatility with a beta of 0.69 — expect wider price swings.

GOTU is growing revenue faster at 21.4% — sustainability is the question.

GOTU generates stronger free cash flow (247M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (52/100 vs 45/100). GOTU offers better value entry with a 53.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Gaotu Techedu Inc DRC

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

Gaotu Techedu Inc., a technology-driven education company, offers K-12 online tutoring services after school in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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