WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsNational Beverage Corp (FIZZ)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 1692% more annual revenue ($21.46B vs $1.20B). FIZZ leads profitability with a 15.7% profit margin vs 2.7%. BJ appears more attractively valued with a PEG of 2.41. BJ earns a higher WallStSmart Score of 52/100 (C-).

BJ

Buy

52

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 6.0Quality: 5.8
Piotroski: 5/9Altman Z: 3.87

FIZZ

Hold

46

out of 100

Grade: D+

Growth: 3.3Profit: 9.0Value: 6.0Quality: 9.0
Piotroski: 4/9Altman Z: 5.45
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Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJUndervalued (+26.1%)

Margin of Safety

+26.1%

Fair Value

$134.73

Current Price

$92.97

$41.76 discount

UndervaluedFair: $134.73Overvalued
FIZZUndervalued (+16.8%)

Margin of Safety

+16.8%

Fair Value

$42.56

Current Price

$35.14

$7.42 discount

UndervaluedFair: $42.56Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.8710/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.6%9/10

Every $100 of equity generates 29 in profit

FIZZ4 strengths · Avg: 9.3/10
Return on EquityProfitability
38.0%10/10

Every $100 of equity generates 38 in profit

Altman Z-ScoreHealth
5.4510/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.129/10

Conservative balance sheet, low leverage

P/E RatioValuation
17.6x8/10

Attractively priced relative to earnings

Areas to Watch

BJ4 concerns · Avg: 3.5/10
PEG RatioValuation
2.414/10

Expensive relative to growth rate

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Profit MarginProfitability
2.7%3/10

2.7% margin — thin

Operating MarginProfitability
3.2%3/10

Operating margin of 3.2%

FIZZ3 concerns · Avg: 2.7/10
EPS GrowthGrowth
4.8%4/10

4.8% earnings growth

PEG RatioValuation
4.032/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.9%2/10

Revenue declined 0.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : FIZZ

The strongest argument for FIZZ centers on Return on Equity, Altman Z-Score, Debt/Equity. Profitability is solid with margins at 15.7% and operating margin at 19.3%.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, EPS Growth, Profit Margin. Thin 2.7% margins leave little buffer for downturns.

Bear Case : FIZZ

The primary concerns for FIZZ are EPS Growth, PEG Ratio, Revenue Growth.

Key Dynamics to Monitor

BJ profiles as a value stock while FIZZ is a declining play — different risk/reward profiles.

FIZZ carries more volatility with a beta of 0.71 — expect wider price swings.

BJ is growing revenue faster at 5.6% — sustainability is the question.

BJ generates stronger free cash flow (193M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (52/100 vs 46/100). FIZZ offers better value entry with a 16.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

National Beverage Corp

CONSUMER DEFENSIVE · BEVERAGES - NON-ALCOHOLIC · USA

National Beverage Corp.

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