WallStSmart

BJs Wholesale Club Holdings Inc (BJ)vsFarmmi Inc (FAMI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

BJs Wholesale Club Holdings Inc generates 78428% more annual revenue ($21.97B vs $27.97M). BJ leads profitability with a 2.6% profit margin vs -189.8%. BJ earns a higher WallStSmart Score of 50/100 (C-).

BJ

Buy

50

out of 100

Grade: C-

Growth: 4.0Profit: 5.5Value: 4.0Quality: 5.5
Piotroski: 5/9Altman Z: 3.59

FAMI

Avoid

29

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 4.7Quality: 8.0
Piotroski: 3/9Altman Z: 2.64
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BJSignificantly Overvalued (-71.6%)

Margin of Safety

-71.6%

Fair Value

$58.00

Current Price

$89.21

$31.21 premium

UndervaluedFair: $58.00Overvalued
FAMIOvervalued (-7.5%)

Margin of Safety

-7.5%

Fair Value

$1.20

Current Price

$1.30

$0.10 premium

UndervaluedFair: $1.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BJ2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.5910/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
22.8%9/10

Every $100 of equity generates 23 in profit

FAMI2 strengths · Avg: 9.5/10
Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

Areas to Watch

BJ4 concerns · Avg: 3.3/10
PEG RatioValuation
2.184/10

Expensive relative to growth rate

Profit MarginProfitability
2.6%3/10

2.6% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

Debt/EquityHealth
1.353/10

Elevated debt levels

FAMI4 concerns · Avg: 2.5/10
Market CapQuality
$15.75M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-36.3%2/10

ROE of -36.3% — below average capital efficiency

Revenue GrowthGrowth
-57.3%2/10

Revenue declined 57.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : BJ

The strongest argument for BJ centers on Altman Z-Score, Return on Equity.

Bull Case : FAMI

The strongest argument for FAMI centers on Price/Book, Debt/Equity.

Bear Case : BJ

The primary concerns for BJ are PEG Ratio, Profit Margin, Operating Margin. Thin 2.6% margins leave little buffer for downturns.

Bear Case : FAMI

The primary concerns for FAMI are Market Cap, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

BJ profiles as a value stock while FAMI is a turnaround play — different risk/reward profiles.

FAMI carries more volatility with a beta of 1.82 — expect wider price swings.

BJ is growing revenue faster at 9.9% — sustainability is the question.

FAMI generates stronger free cash flow (38M), providing more financial flexibility.

Bottom Line

BJ scores higher overall (50/100 vs 29/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BJs Wholesale Club Holdings Inc

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

BJ's Wholesale Club Holdings, Inc., operates warehouse clubs on the East Coast of the United States. The company is headquartered in Westborough, Massachusetts.

Farmmi Inc

CONSUMER DEFENSIVE · PACKAGED FOODS · China

Farmmi, Inc. processes and sells agricultural products in China, the United States, Japan, Canada, Europe, Korea, and the Middle East. The company is headquartered in Lishui, China.

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