Bank of America Corp (BAC)vsBlackRock TCP Capital Corp (TCPC)
BAC
Bank of America Corp
$53.24
-0.41%
FINANCIAL SERVICES · Cap: $377.03B
TCPC
BlackRock TCP Capital Corp
$4.39
+1.62%
FINANCIAL SERVICES · Cap: $357.13M
Smart Verdict
WallStSmart Research — data-driven comparison
Bank of America Corp generates 54210% more annual revenue ($109.59B vs $201.79M). BAC leads profitability with a 29.0% profit margin vs -44.1%. TCPC appears more attractively valued with a PEG of 0.91. BAC earns a higher WallStSmart Score of 82/100 (A-).
BAC
Exceptional Buy82
out of 100
Grade: A-
TCPC
Buy55
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 36.0%
Keeps 29 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 86.2%
Growing faster than its price suggests
Areas to Watch
Elevated debt levels
Negative free cash flow — burning cash
Distress zone — elevated risk
Smaller company, higher risk/reward
Elevated debt levels
Weak financial health signals
ROE of -12.9% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : BAC
The strongest argument for BAC centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 29.0% and operating margin at 36.0%. Revenue growth of 11.8% demonstrates continued momentum.
Bull Case : TCPC
The strongest argument for TCPC centers on Price/Book, Operating Margin, PEG Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.
Bear Case : BAC
The primary concerns for BAC are Debt/Equity, Free Cash Flow, Altman Z-Score.
Bear Case : TCPC
The primary concerns for TCPC are Market Cap, Debt/Equity, Piotroski F-Score.
Key Dynamics to Monitor
BAC profiles as a mature stock while TCPC is a turnaround play — different risk/reward profiles.
BAC carries more volatility with a beta of 1.24 — expect wider price swings.
BAC is growing revenue faster at 11.8% — sustainability is the question.
TCPC generates stronger free cash flow (-10M), providing more financial flexibility.
Bottom Line
BAC scores higher overall (82/100 vs 55/100), backed by strong 29.0% margins and 11.8% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Bank of America Corp
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.
Visit Website →BlackRock TCP Capital Corp
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
BlackRock TCP Capital Corp (TCPC) is a well-established business development company that specializes in providing customized financing solutions to middle-market enterprises across diverse sectors. Leveraging the extensive investment acumen of BlackRock, TCPC focuses on senior secured loans and various debt instruments to achieve attractive risk-adjusted returns while safeguarding capital. The firm plays a pivotal role in nurturing the growth of its portfolio companies, underpinned by strategic partnerships and market insights. With a strong emphasis on delivering consistent dividends, TCPC presents an appealing opportunity for income-focused investors seeking stability and yield in today's fluctuating economic landscape.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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