WallStSmart

HSBC Holdings PLC ADR (HSBC)vsBlackRock TCP Capital Corp (TCPC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

HSBC Holdings PLC ADR generates 33736% more annual revenue ($63.77B vs $188.48M). HSBC leads profitability with a 35.0% profit margin vs -66.9%. HSBC appears more attractively valued with a PEG of 0.90. HSBC earns a higher WallStSmart Score of 63/100 (C+).

HSBC

Buy

63

out of 100

Grade: C+

Growth: 6.0Profit: 7.5Value: 7.0Quality: 4.0
Piotroski: 4/9Altman Z: 0.33

TCPC

Buy

55

out of 100

Grade: C

Growth: 4.3Profit: 5.0Value: 6.0Quality: 5.8
Piotroski: 2/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HSBC5 strengths · Avg: 9.2/10
Market CapQuality
$311.14B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
35.0%10/10

Keeps 35 of every $100 in revenue as profit

Operating MarginProfitability
50.7%10/10

Strong operational efficiency at 50.7%

PEG RatioValuation
0.908/10

Growing faster than its price suggests

P/E RatioValuation
15.0x8/10

Attractively priced relative to earnings

TCPC3 strengths · Avg: 9.3/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Operating MarginProfitability
81.1%10/10

Strong operational efficiency at 81.1%

PEG RatioValuation
0.918/10

Growing faster than its price suggests

Areas to Watch

HSBC3 concerns · Avg: 3.3/10
Revenue GrowthGrowth
3.3%4/10

3.3% revenue growth

EPS GrowthGrowth
2.6%4/10

2.6% earnings growth

Altman Z-ScoreHealth
0.332/10

Distress zone — elevated risk

TCPC4 concerns · Avg: 2.8/10
Market CapQuality
$312.12M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.643/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-22.3%2/10

ROE of -22.3% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : HSBC

The strongest argument for HSBC centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 35.0% and operating margin at 50.7%. PEG of 0.90 suggests the stock is reasonably priced for its growth.

Bull Case : TCPC

The strongest argument for TCPC centers on Price/Book, Operating Margin, PEG Ratio. PEG of 0.91 suggests the stock is reasonably priced for its growth.

Bear Case : HSBC

The primary concerns for HSBC are Revenue Growth, EPS Growth, Altman Z-Score.

Bear Case : TCPC

The primary concerns for TCPC are Market Cap, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.64 is elevated, increasing financial risk.

Key Dynamics to Monitor

HSBC profiles as a value stock while TCPC is a turnaround play — different risk/reward profiles.

TCPC carries more volatility with a beta of 0.99 — expect wider price swings.

HSBC is growing revenue faster at 3.3% — sustainability is the question.

Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

HSBC scores higher overall (63/100 vs 55/100), backed by strong 35.0% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

HSBC Holdings PLC ADR

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

HSBC Holdings plc offers banking and financial products and services globally. The company is headquartered in London, the United Kingdom.

BlackRock TCP Capital Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

BlackRock TCP Capital Corp (TCPC) is a leading business development company dedicated to delivering tailored financing solutions to middle-market enterprises across a variety of sectors. With the backing of BlackRock's substantial investment expertise, TCPC focuses on offering senior secured loans and diverse debt instruments that aim to achieve robust risk-adjusted returns while maintaining a commitment to capital preservation. The firm's proactive approach to supporting portfolio growth, combined with its extensive market relationships, enhances its adaptability in fluctuating economic conditions. Additionally, TCPC’s strategic focus on consistent dividend distributions makes it an attractive option for income-driven investors seeking financial resilience amid market volatility.

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