Atlanticus Holdings Corp Preferred (ATLCP)vsAmerican Express Company (AXP)
ATLCP
Atlanticus Holdings Corp Preferred
$24.44
+3.13%
FINANCIAL SERVICES · Cap: $619.02M
AXP
American Express Company
$342.56
+1.42%
FINANCIAL SERVICES · Cap: $228.84B
Smart Verdict
WallStSmart Research — data-driven comparison
American Express Company generates 10842% more annual revenue ($68.81B vs $628.89M). ATLCP leads profitability with a 21.4% profit margin vs 16.3%. ATLCP trades at a lower P/E of 3.1x. AXP earns a higher WallStSmart Score of 68/100 (B-).
ATLCP
Buy59
out of 100
Grade: C
AXP
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 31.0%
Revenue surging 60.8% year-over-year
Earnings expanding 50.2% YoY
Keeps 21 of every $100 in revenue as profit
Mega-cap, among the largest globally
Every $100 of equity generates 33 in profit
Strong operational efficiency at 21.2%
Generating 2.7B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ATLCP
The strongest argument for ATLCP centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 21.4% and operating margin at 31.0%. Revenue growth of 60.8% demonstrates continued momentum.
Bull Case : AXP
The strongest argument for AXP centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 16.3% and operating margin at 21.2%. Revenue growth of 11.6% demonstrates continued momentum.
Bear Case : ATLCP
The primary concerns for ATLCP are Market Cap, Piotroski F-Score, Altman Z-Score. Debt-to-equity of 9.23 is elevated, increasing financial risk.
Bear Case : AXP
The primary concerns for AXP are PEG Ratio, Debt/Equity, Altman Z-Score. Debt-to-equity of 1.78 is elevated, increasing financial risk.
Key Dynamics to Monitor
ATLCP profiles as a growth stock while AXP is a mature play — different risk/reward profiles.
ATLCP carries more volatility with a beta of 2.16 — expect wider price swings.
ATLCP is growing revenue faster at 60.8% — sustainability is the question.
AXP generates stronger free cash flow (2.7B), providing more financial flexibility.
Bottom Line
AXP scores higher overall (68/100 vs 59/100), backed by strong 16.3% margins and 11.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Atlanticus Holdings Corp Preferred
FINANCIAL SERVICES · CREDIT SERVICES · USA
Atlanticus Holdings Corp Preferred (ATLCP) is a key player in the alternative finance sector, offering innovative credit solutions designed to improve financial access for underserved consumers. A subsidiary of Atlanticus Holdings Corporation, the company utilizes advanced technology and data analytics to address the limitations of traditional lending practices. With a diverse portfolio of lending platforms and strategic partnerships, ATLCP is firmly positioned to capitalize on growth opportunities while promoting responsible lending and financial inclusivity. Committed to sustainable value creation, Atlanticus not only empowers consumers with essential financial resources but also aims to deliver attractive returns for its investors.
Visit Website →American Express Company
FINANCIAL SERVICES · CREDIT SERVICES · USA
The American Express Company is a multinational financial services corporation headquartered at 200 Vesey Street in the Battery Park City neighborhood of Lower Manhattan in New York City.
Visit Website →Compare with Other CREDIT SERVICES Stocks
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