WallStSmart

ArcBest Corp (ARCB)vsSaia Inc (SAIA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ArcBest Corp generates 24% more annual revenue ($4.01B vs $3.23B). SAIA leads profitability with a 7.9% profit margin vs 1.5%. ARCB appears more attractively valued with a PEG of 0.50. ARCB earns a higher WallStSmart Score of 48/100 (D+).

ARCB

Hold

48

out of 100

Grade: D+

Growth: 2.0Profit: 4.0Value: 7.3Quality: 5.0

SAIA

Hold

44

out of 100

Grade: D

Growth: 4.0Profit: 5.5Value: 7.3Quality: 8.0
Piotroski: 4/9Altman Z: 3.95
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ARCBSignificantly Overvalued (-495.0%)

Margin of Safety

-495.0%

Fair Value

$17.82

Current Price

$94.60

$76.78 premium

UndervaluedFair: $17.82Overvalued
SAIASignificantly Overvalued (-500.4%)

Margin of Safety

-500.4%

Fair Value

$64.74

Current Price

$344.36

$279.62 premium

UndervaluedFair: $64.74Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ARCB2 strengths · Avg: 9.0/10
PEG RatioValuation
0.5010/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

SAIA2 strengths · Avg: 9.5/10
Altman Z-ScoreHealth
3.9510/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.169/10

Conservative balance sheet, low leverage

Areas to Watch

ARCB4 concerns · Avg: 3.3/10
P/E RatioValuation
33.4x4/10

Premium valuation, high expectations priced in

Market CapQuality
$1.97B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
4.6%3/10

ROE of 4.6% — below average capital efficiency

Profit MarginProfitability
1.5%3/10

1.5% margin — thin

SAIA4 concerns · Avg: 3.8/10
PEG RatioValuation
1.874/10

Expensive relative to growth rate

P/E RatioValuation
34.7x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
0.1%4/10

0.1% revenue growth

Profit MarginProfitability
7.9%3/10

7.9% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : ARCB

The strongest argument for ARCB centers on PEG Ratio, Price/Book. PEG of 0.50 suggests the stock is reasonably priced for its growth.

Bull Case : SAIA

The strongest argument for SAIA centers on Altman Z-Score, Debt/Equity.

Bear Case : ARCB

The primary concerns for ARCB are P/E Ratio, Market Cap, Return on Equity. Thin 1.5% margins leave little buffer for downturns.

Bear Case : SAIA

The primary concerns for SAIA are PEG Ratio, P/E Ratio, Revenue Growth.

Key Dynamics to Monitor

SAIA carries more volatility with a beta of 2.03 — expect wider price swings.

SAIA is growing revenue faster at 0.1% — sustainability is the question.

ARCB generates stronger free cash flow (42M), providing more financial flexibility.

Monitor TRUCKING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ARCB scores higher overall (48/100 vs 44/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ArcBest Corp

INDUSTRIALS · TRUCKING · USA

ArcBest Corporation offers integrated freight forwarding and logistics services. The company is headquartered in Fort Smith, Arkansas.

Saia Inc

INDUSTRIALS · TRUCKING · USA

Saia, Inc., is a transportation company in North America. The company is headquartered in Johns Creek, Georgia.

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