WallStSmart

American Public Education Inc (APEI)vsProcter & Gamble Company (PG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Procter & Gamble Company generates 13265% more annual revenue ($86.72B vs $648.86M). PG leads profitability with a 19.2% profit margin vs 4.9%. APEI appears more attractively valued with a PEG of 1.58. PG earns a higher WallStSmart Score of 61/100 (C+).

APEI

Hold

47

out of 100

Grade: D+

Growth: 4.0Profit: 5.5Value: 6.0Quality: 5.0

PG

Buy

61

out of 100

Grade: C+

Growth: 5.3Profit: 8.5Value: 3.3Quality: 6.0
Piotroski: 4/9Altman Z: 3.01
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

APEIUndervalued (+46.1%)

Margin of Safety

+46.1%

Fair Value

$80.21

Current Price

$58.15

$22.06 discount

UndervaluedFair: $80.21Overvalued
PGSignificantly Overvalued (-36.4%)

Margin of Safety

-36.4%

Fair Value

$107.38

Current Price

$146.46

$39.08 premium

UndervaluedFair: $107.38Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

APEI0 strengths · Avg: 0/10

No standout strengths identified

PG5 strengths · Avg: 9.2/10
Market CapQuality
$346.26B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
31.1%10/10

Every $100 of equity generates 31 in profit

Altman Z-ScoreHealth
3.0110/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
24.8%8/10

Strong operational efficiency at 24.8%

Free Cash FlowQuality
$3.03B8/10

Generating 3.0B in free cash flow

Areas to Watch

APEI4 concerns · Avg: 3.5/10
PEG RatioValuation
1.584/10

Expensive relative to growth rate

P/E RatioValuation
39.8x4/10

Premium valuation, high expectations priced in

Market CapQuality
$1.02B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

PG1 concerns · Avg: 2.0/10
PEG RatioValuation
4.072/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : APEI

APEI has a balanced fundamental profile.

Bull Case : PG

The strongest argument for PG centers on Market Cap, Return on Equity, Altman Z-Score. Profitability is solid with margins at 19.2% and operating margin at 24.8%.

Bear Case : APEI

The primary concerns for APEI are PEG Ratio, P/E Ratio, Market Cap. Thin 4.9% margins leave little buffer for downturns.

Bear Case : PG

The primary concerns for PG are PEG Ratio.

Key Dynamics to Monitor

APEI profiles as a value stock while PG is a mature play — different risk/reward profiles.

APEI carries more volatility with a beta of 1.49 — expect wider price swings.

PG is growing revenue faster at 7.4% — sustainability is the question.

PG generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

PG scores higher overall (61/100 vs 47/100), backed by strong 19.2% margins. APEI offers better value entry with a 46.1% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Public Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

American Public Education, Inc. offers postsecondary education online and on campus. The company is headquartered in Charles Town, West Virginia.

Procter & Gamble Company

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

The Procter & Gamble Company (P&G) is an American multinational consumer goods corporation headquartered in Cincinnati, Ohio, founded in 1837 by William Procter and James Gamble. It specializes in a wide range of personal health, consumer health, personal care, and hygiene products; these products are organized into several segments including Beauty; Grooming; Health Care; Fabric & Home Care; and Baby, Feminine, & Family Care. Before the sale of Pringles to Kellogg's, its product portfolio also included food, snacks, and beverages.

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