WallStSmart

American Public Education Inc (APEI)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 357% more annual revenue ($3.01B vs $659.05M). TAL leads profitability with a 17.6% profit margin vs 6.1%. APEI appears more attractively valued with a PEG of 1.45. TAL earns a higher WallStSmart Score of 68/100 (B-).

APEI

Buy

64

out of 100

Grade: C+

Growth: 6.7Profit: 5.5Value: 7.3Quality: 8.0
Piotroski: 4/9Altman Z: 2.56

TAL

Strong Buy

68

out of 100

Grade: B-

Growth: 10.0Profit: 6.5Value: 7.3Quality: 8.0
Piotroski: 5/9Altman Z: 2.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

APEIUndervalued (+40.5%)

Margin of Safety

+40.5%

Fair Value

$72.62

Current Price

$51.22

$21.40 discount

UndervaluedFair: $72.62Overvalued
TALUndervalued (+89.2%)

Margin of Safety

+89.2%

Fair Value

$110.03

Current Price

$10.89

$99.14 discount

UndervaluedFair: $110.03Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

APEI2 strengths · Avg: 9.5/10
EPS GrowthGrowth
129.3%10/10

Earnings expanding 129.3% YoY

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

TAL5 strengths · Avg: 9.4/10
P/E RatioValuation
11.1x10/10

Attractively priced relative to earnings

Revenue GrowthGrowth
31.5%10/10

Revenue surging 31.5% year-over-year

EPS GrowthGrowth
536.0%10/10

Earnings expanding 536.0% YoY

Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

APEI3 concerns · Avg: 3.3/10
P/E RatioValuation
25.3x4/10

Moderate valuation

Market CapQuality
$867.65M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.1%3/10

6.1% margin — thin

TAL2 concerns · Avg: 2.0/10
PEG RatioValuation
10.712/10

Expensive relative to growth rate

Free Cash FlowQuality
$-429.09M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : APEI

The strongest argument for APEI centers on EPS Growth, Debt/Equity. PEG of 1.45 suggests the stock is reasonably priced for its growth.

Bull Case : TAL

The strongest argument for TAL centers on P/E Ratio, Revenue Growth, EPS Growth. Profitability is solid with margins at 17.6% and operating margin at 9.0%. Revenue growth of 31.5% demonstrates continued momentum.

Bear Case : APEI

The primary concerns for APEI are P/E Ratio, Market Cap, Profit Margin.

Bear Case : TAL

The primary concerns for TAL are PEG Ratio, Free Cash Flow.

Key Dynamics to Monitor

APEI profiles as a value stock while TAL is a growth play — different risk/reward profiles.

APEI carries more volatility with a beta of 1.37 — expect wider price swings.

TAL is growing revenue faster at 31.5% — sustainability is the question.

APEI generates stronger free cash flow (61M), providing more financial flexibility.

Bottom Line

TAL scores higher overall (68/100 vs 64/100), backed by strong 17.6% margins and 31.5% revenue growth. APEI offers better value entry with a 40.5% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Public Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

American Public Education, Inc. offers postsecondary education online and on campus. The company is headquartered in Charles Town, West Virginia.

TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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