WallStSmart

American Public Education Inc (APEI)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 378% more annual revenue ($3.19B vs $668.01M). TAL leads profitability with a 28.4% profit margin vs 6.8%. APEI appears more attractively valued with a PEG of 0.98. TAL earns a higher WallStSmart Score of 78/100 (B+).

APEI

Strong Buy

66

out of 100

Grade: B-

Growth: 6.7Profit: 5.5Value: 8.0Quality: 8.0
Piotroski: 4/9Altman Z: 2.56

TAL

Strong Buy

78

out of 100

Grade: B+

Growth: 10.0Profit: 7.5Value: 7.3Quality: 7.5
Piotroski: 5/9Altman Z: 2.33
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

APEIUndervalued (+41.0%)

Margin of Safety

+41.0%

Fair Value

$73.27

Current Price

$44.94

$28.33 discount

UndervaluedFair: $73.27Overvalued
TALUndervalued (+89.7%)

Margin of Safety

+89.7%

Fair Value

$114.94

Current Price

$11.81

$103.13 discount

UndervaluedFair: $114.94Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

APEI3 strengths · Avg: 8.7/10
EPS GrowthGrowth
129.3%10/10

Earnings expanding 129.3% YoY

PEG RatioValuation
0.988/10

Growing faster than its price suggests

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

TAL6 strengths · Avg: 9.5/10
P/E RatioValuation
7.8x10/10

Attractively priced relative to earnings

Revenue GrowthGrowth
31.9%10/10

Revenue surging 31.9% year-over-year

EPS GrowthGrowth
1360.0%10/10

Earnings expanding 1360.0% YoY

Debt/EquityHealth
0.1010/10

Conservative balance sheet, low leverage

Profit MarginProfitability
28.4%9/10

Keeps 28 of every $100 in revenue as profit

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Areas to Watch

APEI2 concerns · Avg: 3.0/10
Market CapQuality
$822.47M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.8%3/10

6.8% margin — thin

TAL1 concerns · Avg: 2.0/10
PEG RatioValuation
2.792/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : APEI

The strongest argument for APEI centers on EPS Growth, PEG Ratio, Price/Book. PEG of 0.98 suggests the stock is reasonably priced for its growth.

Bull Case : TAL

The strongest argument for TAL centers on P/E Ratio, Revenue Growth, EPS Growth. Profitability is solid with margins at 28.4% and operating margin at 18.1%. Revenue growth of 31.9% demonstrates continued momentum.

Bear Case : APEI

The primary concerns for APEI are Market Cap, Profit Margin.

Bear Case : TAL

The primary concerns for TAL are PEG Ratio.

Key Dynamics to Monitor

APEI profiles as a value stock while TAL is a growth play — different risk/reward profiles.

APEI carries more volatility with a beta of 1.39 — expect wider price swings.

TAL is growing revenue faster at 31.9% — sustainability is the question.

TAL generates stronger free cash flow (478M), providing more financial flexibility.

Bottom Line

TAL scores higher overall (78/100 vs 66/100), backed by strong 28.4% margins and 31.9% revenue growth. APEI offers better value entry with a 41.0% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Public Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

American Public Education, Inc. offers postsecondary education online and on campus. The company is headquartered in Charles Town, West Virginia.

TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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