Aon PLC (AON)vsErie Indemnity Company (ERIE)
AON
Aon PLC
$327.03
+0.33%
FINANCIAL SERVICES · Cap: $69.99B
ERIE
Erie Indemnity Company
$240.53
-2.18%
FINANCIAL SERVICES · Cap: $12.58B
Smart Verdict
WallStSmart Research — data-driven comparison
Aon PLC generates 322% more annual revenue ($17.18B vs $4.07B). AON leads profitability with a 21.5% profit margin vs 13.8%. AON appears more attractively valued with a PEG of 2.52. AON earns a higher WallStSmart Score of 68/100 (B-).
AON
Strong Buy68
out of 100
Grade: B-
ERIE
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+62.1%
Fair Value
$818.53
Current Price
$327.03
$491.50 discount
Margin of Safety
-285.5%
Fair Value
$72.76
Current Price
$240.53
$167.77 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 47 in profit
Strong operational efficiency at 31.4%
Earnings expanding 138.3% YoY
Large-cap with strong market position
Keeps 22 of every $100 in revenue as profit
Generating 1.3B in free cash flow
Safe zone — low bankruptcy risk
Every $100 of equity generates 26 in profit
Areas to Watch
3.7% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
2.9% revenue growth
Weak financial health signals
Expensive relative to growth rate
Earnings declined 58.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : AON
The strongest argument for AON centers on Return on Equity, Operating Margin, EPS Growth. Profitability is solid with margins at 21.5% and operating margin at 31.4%.
Bull Case : ERIE
The strongest argument for ERIE centers on Altman Z-Score, Return on Equity.
Bear Case : AON
The primary concerns for AON are Revenue Growth, PEG Ratio, Altman Z-Score.
Bear Case : ERIE
The primary concerns for ERIE are Revenue Growth, Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
AON carries more volatility with a beta of 0.83 — expect wider price swings.
AON is growing revenue faster at 3.7% — sustainability is the question.
AON generates stronger free cash flow (1.3B), providing more financial flexibility.
Monitor INSURANCE BROKERS industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AON scores higher overall (68/100 vs 49/100), backed by strong 21.5% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Aon PLC
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Aon plc is a multinational professional services firm that sells a range of financial risk-mitigation products, including insurance, pension administration, and health-insurance plans.
Erie Indemnity Company
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Erie Indemnity Company is an administrative agent for underwriters on the Erie Insurance Exchange in the United States. The company is headquartered in Erie, Pennsylvania.
Compare with Other INSURANCE BROKERS Stocks
Want to dig deeper into these stocks?