Arthur J Gallagher & Co (AJG)vsErie Indemnity Company (ERIE)
AJG
Arthur J Gallagher & Co
$198.87
-1.52%
FINANCIAL SERVICES · Cap: $51.10B
ERIE
Erie Indemnity Company
$215.90
-0.39%
FINANCIAL SERVICES · Cap: $11.33B
Smart Verdict
WallStSmart Research — data-driven comparison
Arthur J Gallagher & Co generates 247% more annual revenue ($14.20B vs $4.09B). ERIE leads profitability with a 14.0% profit margin vs 11.4%. AJG appears more attractively valued with a PEG of 0.88. AJG earns a higher WallStSmart Score of 72/100 (B).
AJG
Strong Buy72
out of 100
Grade: B
ERIE
Buy56
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 34.6% year-over-year
Large-cap with strong market position
Growing faster than its price suggests
Reasonable price relative to book value
Strong operational efficiency at 28.2%
Safe zone — low bankruptcy risk
Every $100 of equity generates 26 in profit
Areas to Watch
Premium valuation, high expectations priced in
ROE of 7.0% — below average capital efficiency
Distress zone — elevated risk
2.3% revenue growth
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : AJG
The strongest argument for AJG centers on Revenue Growth, Market Cap, PEG Ratio. Revenue growth of 34.6% demonstrates continued momentum. PEG of 0.88 suggests the stock is reasonably priced for its growth.
Bull Case : ERIE
The strongest argument for ERIE centers on Altman Z-Score, Return on Equity.
Bear Case : AJG
The primary concerns for AJG are P/E Ratio, Return on Equity, Altman Z-Score.
Bear Case : ERIE
The primary concerns for ERIE are Revenue Growth, Piotroski F-Score, PEG Ratio.
Key Dynamics to Monitor
AJG profiles as a growth stock while ERIE is a value play — different risk/reward profiles.
AJG carries more volatility with a beta of 0.55 — expect wider price swings.
AJG is growing revenue faster at 34.6% — sustainability is the question.
AJG generates stronger free cash flow (713M), providing more financial flexibility.
Bottom Line
AJG scores higher overall (72/100 vs 56/100) and 34.6% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arthur J Gallagher & Co
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Arthur J. Gallagher & Co. (AJG) is an American global insurance brokerage and risk management services firm headquartered in Rolling Meadows, Illinois.
Erie Indemnity Company
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Erie Indemnity Company is an administrative agent for underwriters on the Erie Insurance Exchange in the United States. The company is headquartered in Erie, Pennsylvania.
Compare with Other INSURANCE BROKERS Stocks
Want to dig deeper into these stocks?