WallStSmart

Angel Oak Mortgage Inc (AOMR)vsWelltower Inc (WELL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Welltower Inc generates 36095% more annual revenue ($12.76B vs $35.26M). AOMR leads profitability with a 45.7% profit margin vs 12.1%. AOMR trades at a lower P/E of 14.0x. WELL earns a higher WallStSmart Score of 57/100 (C).

AOMR

Hold

49

out of 100

Grade: D+

Growth: 2.0Profit: 7.0Value: 5.0Quality: 3.5
Piotroski: 5/9Altman Z: 0.10

WELL

Buy

57

out of 100

Grade: C

Growth: 10.0Profit: 5.5Value: 2.0Quality: 5.0
Piotroski: 4/9Altman Z: 1.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AOMRSignificantly Overvalued (-22.5%)

Margin of Safety

-22.5%

Fair Value

$7.28

Current Price

$8.93

$1.65 premium

UndervaluedFair: $7.28Overvalued
WELLSignificantly Overvalued (-80.4%)

Margin of Safety

-80.4%

Fair Value

$125.26

Current Price

$235.52

$110.26 premium

UndervaluedFair: $125.26Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AOMR4 strengths · Avg: 9.5/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Profit MarginProfitability
45.7%10/10

Keeps 46 of every $100 in revenue as profit

Operating MarginProfitability
334.9%10/10

Strong operational efficiency at 334.9%

P/E RatioValuation
14.0x8/10

Attractively priced relative to earnings

WELL3 strengths · Avg: 9.0/10
Revenue GrowthGrowth
39.1%10/10

Revenue surging 39.1% year-over-year

Market CapQuality
$166.86B9/10

Large-cap with strong market position

EPS GrowthGrowth
35.6%8/10

Earnings expanding 35.6% YoY

Areas to Watch

AOMR4 concerns · Avg: 2.8/10
Market CapQuality
$227.22M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
6.3%3/10

ROE of 6.3% — below average capital efficiency

Debt/EquityHealth
1.933/10

Elevated debt levels

Revenue GrowthGrowth
-60.6%2/10

Revenue declined 60.6%

WELL4 concerns · Avg: 2.3/10
Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

PEG RatioValuation
3.622/10

Expensive relative to growth rate

P/E RatioValuation
103.4x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.202/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AOMR

The strongest argument for AOMR centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 45.7% and operating margin at 334.9%.

Bull Case : WELL

The strongest argument for WELL centers on Revenue Growth, Market Cap, EPS Growth. Revenue growth of 39.1% demonstrates continued momentum.

Bear Case : AOMR

The primary concerns for AOMR are Market Cap, Return on Equity, Debt/Equity. Debt-to-equity of 1.93 is elevated, increasing financial risk.

Bear Case : WELL

The primary concerns for WELL are Return on Equity, PEG Ratio, P/E Ratio. A P/E of 103.4x leaves little room for execution misses.

Key Dynamics to Monitor

AOMR profiles as a declining stock while WELL is a growth play — different risk/reward profiles.

AOMR carries more volatility with a beta of 1.20 — expect wider price swings.

WELL is growing revenue faster at 39.1% — sustainability is the question.

WELL generates stronger free cash flow (881M), providing more financial flexibility.

Bottom Line

WELL scores higher overall (57/100 vs 49/100) and 39.1% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Angel Oak Mortgage Inc

REAL ESTATE · REIT - MORTGAGE · USA

Angel Oak Mortgage Inc. (AOMR) is a prominent player in the residential mortgage sector, primarily focused on the origination and servicing of non-qualified mortgage (non-QM) loans tailored to meet the needs of a varied borrower demographic. The company utilizes cutting-edge technology and data analytics to bolster operational efficiency and manage risk effectively, setting it apart in a competitive landscape. With a flexible distribution strategy that integrates direct lending and broker partnerships, Angel Oak adeptly adapts to market fluctuations and consumer demands. Committed to innovation and sustainable growth, AOMR presents a strong investment opportunity for institutional investors seeking attractive returns within the housing finance market.

Welltower Inc

REAL ESTATE · REIT - HEALTHCARE FACILITIES · USA

Welltower Inc. is a real estate investment trust that invests in healthcare infrastructure.

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