Angel Oak Mortgage Inc (AOMR)vsStarwood Property Trust Inc (STWD)
AOMR
Angel Oak Mortgage Inc
$7.53
+2.17%
REAL ESTATE · Cap: $188.85M
STWD
Starwood Property Trust Inc
$13.50
-5.99%
REAL ESTATE · Cap: $5.70B
Smart Verdict
WallStSmart Research — data-driven comparison
Starwood Property Trust Inc generates 1541% more annual revenue ($597.28M vs $36.40M). AOMR leads profitability with a 51.4% profit margin vs 38.2%. AOMR trades at a lower P/E of 10.7x. AOMR earns a higher WallStSmart Score of 66/100 (B-).
AOMR
Strong Buy66
out of 100
Grade: B-
STWD
Hold49
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-19.7%
Fair Value
$7.45
Current Price
$7.53
$0.08 premium
Margin of Safety
+84.7%
Fair Value
$118.26
Current Price
$13.50
$104.76 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 51 of every $100 in revenue as profit
Strong operational efficiency at 47.9%
Earnings expanding 366.6% YoY
19.4% revenue growth
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Areas to Watch
Smaller company, higher risk/reward
ROE of 6.3% — below average capital efficiency
Negative free cash flow — burning cash
Distress zone — elevated risk
Expensive relative to growth rate
Moderate valuation
ROE of 5.3% — below average capital efficiency
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : AOMR
The strongest argument for AOMR centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 51.4% and operating margin at 47.9%. Revenue growth of 19.4% demonstrates continued momentum.
Bull Case : STWD
The strongest argument for STWD centers on Price/Book, Profit Margin. Profitability is solid with margins at 38.2% and operating margin at -5.9%. Revenue growth of 13.4% demonstrates continued momentum.
Bear Case : AOMR
The primary concerns for AOMR are Market Cap, Return on Equity, Free Cash Flow. Debt-to-equity of 10.62 is elevated, increasing financial risk.
Bear Case : STWD
The primary concerns for STWD are PEG Ratio, P/E Ratio, Return on Equity. Debt-to-equity of 3.65 is elevated, increasing financial risk.
Key Dynamics to Monitor
AOMR profiles as a growth stock while STWD is a mature play — different risk/reward profiles.
AOMR carries more volatility with a beta of 1.19 — expect wider price swings.
AOMR is growing revenue faster at 19.4% — sustainability is the question.
AOMR generates stronger free cash flow (-82M), providing more financial flexibility.
Bottom Line
AOMR scores higher overall (66/100 vs 49/100), backed by strong 51.4% margins and 19.4% revenue growth. STWD offers better value entry with a 84.7% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Angel Oak Mortgage Inc
REAL ESTATE · REIT - MORTGAGE · USA
Angel Oak Mortgage Inc. (AOMR) is a prominent player in the residential mortgage sector, primarily focused on the origination and servicing of non-qualified mortgage (non-QM) loans tailored to meet the needs of a varied borrower demographic. The company utilizes cutting-edge technology and data analytics to bolster operational efficiency and manage risk effectively, setting it apart in a competitive landscape. With a flexible distribution strategy that integrates direct lending and broker partnerships, Angel Oak adeptly adapts to market fluctuations and consumer demands. Committed to innovation and sustainable growth, AOMR presents a strong investment opportunity for institutional investors seeking attractive returns within the housing finance market.
Starwood Property Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Starwood Property Trust, Inc. is a real estate investment trust (REIT) in the United States and Europe. The company is headquartered in Greenwich, Connecticut.
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