AGNC Investment Corp. (AGNCM)vsAngel Oak Mortgage Inc (AOMR)
AGNCM
AGNC Investment Corp.
$25.12
+0.04%
REAL ESTATE · Cap: $8.83B
AOMR
Angel Oak Mortgage Inc
$7.53
+2.17%
REAL ESTATE · Cap: $188.85M
Smart Verdict
WallStSmart Research — data-driven comparison
AGNC Investment Corp. generates 6496% more annual revenue ($2.40B vs $36.40M). AGNCM leads profitability with a 94.4% profit margin vs 51.4%. AOMR earns a higher WallStSmart Score of 66/100 (B-).
AGNCM
Buy63
out of 100
Grade: C+
AOMR
Strong Buy66
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+23.5%
Fair Value
$32.70
Current Price
$25.12
$7.58 discount
Margin of Safety
-19.7%
Fair Value
$7.45
Current Price
$7.53
$0.08 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 94 of every $100 in revenue as profit
Strong operational efficiency at 95.6%
Revenue surging 546.0% year-over-year
Earnings expanding 772.0% YoY
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 51 of every $100 in revenue as profit
Strong operational efficiency at 47.9%
Earnings expanding 366.6% YoY
19.4% revenue growth
Areas to Watch
Weak financial health signals
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
ROE of 6.3% — below average capital efficiency
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : AGNCM
The strongest argument for AGNCM centers on Profit Margin, Operating Margin, Revenue Growth. Profitability is solid with margins at 94.4% and operating margin at 95.6%. Revenue growth of 546.0% demonstrates continued momentum.
Bull Case : AOMR
The strongest argument for AOMR centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 51.4% and operating margin at 47.9%. Revenue growth of 19.4% demonstrates continued momentum.
Bear Case : AGNCM
The primary concerns for AGNCM are Piotroski F-Score, Altman Z-Score, Debt/Equity. Debt-to-equity of 7.16 is elevated, increasing financial risk.
Bear Case : AOMR
The primary concerns for AOMR are Market Cap, Return on Equity, Free Cash Flow. Debt-to-equity of 10.62 is elevated, increasing financial risk.
Key Dynamics to Monitor
AGNCM carries more volatility with a beta of 1.30 — expect wider price swings.
AGNCM is growing revenue faster at 546.0% — sustainability is the question.
AGNCM generates stronger free cash flow (218M), providing more financial flexibility.
Monitor REIT - MORTGAGE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
AOMR scores higher overall (66/100 vs 63/100), backed by strong 51.4% margins and 19.4% revenue growth. AGNCM offers better value entry with a 23.5% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AGNC Investment Corp.
REAL ESTATE · REIT - MORTGAGE · USA
AGNC Investment Corp. The company is headquartered in Bethesda, Maryland.
Visit Website →Angel Oak Mortgage Inc
REAL ESTATE · REIT - MORTGAGE · USA
Angel Oak Mortgage Inc. (AOMR) is a prominent player in the residential mortgage sector, primarily focused on the origination and servicing of non-qualified mortgage (non-QM) loans tailored to meet the needs of a varied borrower demographic. The company utilizes cutting-edge technology and data analytics to bolster operational efficiency and manage risk effectively, setting it apart in a competitive landscape. With a flexible distribution strategy that integrates direct lending and broker partnerships, Angel Oak adeptly adapts to market fluctuations and consumer demands. Committed to innovation and sustainable growth, AOMR presents a strong investment opportunity for institutional investors seeking attractive returns within the housing finance market.
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