WallStSmart

Abercrombie & Fitch Company (ANF)vsRoss Stores Inc (ROST)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ross Stores Inc generates 332% more annual revenue ($22.75B vs $5.27B). ANF leads profitability with a 9.6% profit margin vs 9.4%. ROST appears more attractively valued with a PEG of 3.11. ANF earns a higher WallStSmart Score of 59/100 (C).

ANF

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 7.5Value: 6.7Quality: 7.0
Piotroski: 2/9Altman Z: 4.27

ROST

Buy

56

out of 100

Grade: C

Growth: 6.0Profit: 7.5Value: 4.7Quality: 8.0
Piotroski: 5/9Altman Z: 3.10
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ANFUndervalued (+24.6%)

Margin of Safety

+24.6%

Fair Value

$121.34

Current Price

$88.55

$32.79 discount

UndervaluedFair: $121.34Overvalued
ROSTSignificantly Overvalued (-15.8%)

Margin of Safety

-15.8%

Fair Value

$166.32

Current Price

$216.03

$49.71 premium

UndervaluedFair: $166.32Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ANF4 strengths · Avg: 9.5/10
P/E RatioValuation
8.5x10/10

Attractively priced relative to earnings

Return on EquityProfitability
37.2%10/10

Every $100 of equity generates 37 in profit

Altman Z-ScoreHealth
4.2710/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

ROST3 strengths · Avg: 9.7/10
Return on EquityProfitability
36.7%10/10

Every $100 of equity generates 37 in profit

Altman Z-ScoreHealth
3.1010/10

Safe zone — low bankruptcy risk

Market CapQuality
$70.18B9/10

Large-cap with strong market position

Areas to Watch

ANF4 concerns · Avg: 3.0/10
EPS GrowthGrowth
3.0%4/10

3.0% earnings growth

Debt/EquityHealth
1.553/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
3.622/10

Expensive relative to growth rate

ROST3 concerns · Avg: 3.3/10
P/E RatioValuation
32.7x4/10

Premium valuation, high expectations priced in

Price/BookValuation
11.2x4/10

Trading at 11.2x book value

PEG RatioValuation
3.112/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : ANF

The strongest argument for ANF centers on P/E Ratio, Return on Equity, Altman Z-Score.

Bull Case : ROST

The strongest argument for ROST centers on Return on Equity, Altman Z-Score, Market Cap. Revenue growth of 12.2% demonstrates continued momentum.

Bear Case : ANF

The primary concerns for ANF are EPS Growth, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.55 is elevated, increasing financial risk.

Bear Case : ROST

The primary concerns for ROST are P/E Ratio, Price/Book, PEG Ratio.

Key Dynamics to Monitor

ANF carries more volatility with a beta of 1.11 — expect wider price swings.

ROST is growing revenue faster at 12.2% — sustainability is the question.

ROST generates stronger free cash flow (921M), providing more financial flexibility.

Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ANF scores higher overall (59/100 vs 56/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Abercrombie & Fitch Company

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Abercrombie & Fitch Co., is a specialty retailer. The company is headquartered in New Albany, Ohio.

Ross Stores Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Ross Stores, Inc., operating under the brand name Ross Dress for Less, is an American chain of discount department stores headquartered in Dublin, California.

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