WallStSmart

The Allstate Corporation (ALL)vsPorch Group Inc (PRCH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Allstate Corporation generates 13930% more annual revenue ($67.68B vs $482.41M). ALL leads profitability with a 15.2% profit margin vs -70.0%. ALL earns a higher WallStSmart Score of 87/100 (A).

ALL

Exceptional Buy

87

out of 100

Grade: A

Growth: 7.3Profit: 8.5Value: 10.0Quality: 6.5
Piotroski: 5/9

PRCH

Hold

46

out of 100

Grade: D+

Growth: 8.0Profit: 3.5Value: 5.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ALLUndervalued (+88.5%)

Margin of Safety

+88.5%

Fair Value

$1781.21

Current Price

$204.71

$1576.50 discount

UndervaluedFair: $1781.21Overvalued

Intrinsic value data unavailable for PRCH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALL6 strengths · Avg: 9.7/10
PEG RatioValuation
0.4510/10

Growing faster than its price suggests

P/E RatioValuation
5.4x10/10

Attractively priced relative to earnings

Return on EquityProfitability
39.5%10/10

Every $100 of equity generates 40 in profit

EPS GrowthGrowth
103.2%10/10

Earnings expanding 103.2% YoY

Market CapQuality
$53.13B9/10

Large-cap with strong market position

Debt/EquityHealth
0.249/10

Conservative balance sheet, low leverage

PRCH1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
39.8%10/10

Revenue surging 39.8% year-over-year

Areas to Watch

ALL0 concerns · Avg: 0/10

No major concerns identified

PRCH4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$794.00M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-15311.0%2/10

ROE of -15311.0% — below average capital efficiency

Free Cash FlowQuality
$-12.80M2/10

Negative free cash flow — burning cash

Comparative Analysis Report

WallStSmart Research

Bull Case : ALL

The strongest argument for ALL centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 15.2% and operating margin at 29.0%. PEG of 0.45 suggests the stock is reasonably priced for its growth.

Bull Case : PRCH

The strongest argument for PRCH centers on Revenue Growth. Revenue growth of 39.8% demonstrates continued momentum.

Bear Case : ALL

No major red flags identified for ALL, but monitor valuation.

Bear Case : PRCH

The primary concerns for PRCH are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

ALL profiles as a mature stock while PRCH is a hypergrowth play — different risk/reward profiles.

PRCH carries more volatility with a beta of 3.08 — expect wider price swings.

PRCH is growing revenue faster at 39.8% — sustainability is the question.

ALL generates stronger free cash flow (2.9B), providing more financial flexibility.

Bottom Line

ALL scores higher overall (87/100 vs 46/100), backed by strong 15.2% margins. Both earn "Exceptional Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Allstate Corporation

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois.

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Porch Group Inc

FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA

Porch Group, Inc. operates a software platform in the United States and Canada. The company is headquartered in Seattle, Washington.

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